Kraken

PayPal vs Coinchange

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Coinchange Logo

Coinchange

Coinchange is a custodial crypto interest account platform that uses defi to generate yield for its users. Earn: Enjoy APY on stablecoins and other popular cryptocurrencies, with daily compounding returns. Buy: Securely purchase popular cryptoc...

Platform
PayPal Platform
Coinchange Platform
Website
Bonus
$25 in crypto with $500 deposit, hold 90 days, make 1 transaction
Token
PYUSD
Founded
1998
2017
Headquarters
San Jose, CA
Canada
Availability
Worldwide
Worldwide

Cryptocurrency Rates

BTC Rate
8%
BTC Max
ETH Rate
8%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
7.6%
Stablecoin Max

Fees & Financial

Compounding
No
Yes
Payouts
Daily
Fees
Yes
Lockup
None
1 business day to unlock funds
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

Coinchange Logo

Coinchange Pros

    • Easy to use platform

Coinchange Cons

    • Rates can vary often

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether