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Gemini Credit Card vs Xapo Bank Debit Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

Gemini Credit Card card

Gemini

Gemini Credit Card

CIR score4.5

The Gemini Crypto Credit Card is a Mastercard crypto credit card. You can earn up to 3% in rewards in the cryptocurrency of choice, with no annual fee. Gemini Credit Card allows you to earn crypto back in your choice of

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Xapo Bank Debit Card card

Visa

Xapo Bank Debit Card

CIR score4.2

Xapo Bank has introduced Visa debit cards, enhancing its premium banking services by integrating cryptocurrency rewards with traditional financial tools. This move caters to users seeking seamless global spending capabil

Card basics

Card type
Gemini Credit CardCredit
Xapo Bank Debit CardDebit
Network
Gemini Credit CardMastercard
Xapo Bank Debit CardVisa
Availability
Gemini Credit CardNow
Xapo Bank Debit CardNow
Material
Gemini Credit CardMetal
Xapo Bank Debit CardMetal

Fees and limits

Annual fee
Gemini Credit CardNone
Xapo Bank Debit CardIncluded in membership fee
Foreign transaction fee
Gemini Credit CardNone
Xapo Bank Debit CardNone
Annual rewards spend cap
Gemini Credit CardNot listed
Xapo Bank Debit CardNot listed

Crypto rewards

Best advertised rate
Gemini Credit Card4%
Xapo Bank Debit CardVaries
All purchases
Gemini Credit Card1%
Xapo Bank Debit Card
Dining
Gemini Credit Card3%
Xapo Bank Debit Card
Groceries
Gemini Credit Card2%
Xapo Bank Debit Card
Entertainment
Gemini Credit Card
Xapo Bank Debit Card
Fuel
Gemini Credit Card4%
Xapo Bank Debit Card
Travel
Gemini Credit Card
Xapo Bank Debit Card