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HODL Card vs Wirex One Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

HODL Card card

Pairs

HODL Card

Score4.0

Spend and grow your crypto, a crypto card by Pairs . The HODL Card is a payment method designed not only for your everyday purchases but also to provide financial growth by offering crypto rewards on every transaction. T

VS
Wirex One Card card

Wirex

Wirex One Card

Score4.0

Wirex One Card is a spending card linked to Wirex One. Eligible purchases earn 0.5%–8% cashback in USD: Base 0.5%, Premium 1%, Elite 3%, Private 5% and Bespoke 8%. Membership has no subscription fee. Premium requires at

Card basics

Card type
HODL CardDebit
Wirex One CardDebit
Network
HODL CardVisa
Wirex One CardVisa
Availability
HODL CardNow
Wirex One CardUK, EEA and selected supported markets; US not listed. KYC required.
Material
HODL CardPlastic
Wirex One CardVirtual; plastic from Premium; metal from Private

Fees and limits

Annual fee
HODL CardNone
Wirex One CardNone
Foreign transaction fee
HODL Card3
Wirex One CardVaries by spending account, currency and card; check current schedule
Annual rewards spend cap
HODL CardNot listed
Wirex One CardNot listed

Crypto rewards

Best advertised rate
HODL Card1%
Wirex One CardVaries
All purchases
HODL Card1%
Wirex One Card—
Dining
HODL Card—
Wirex One Card—
Groceries
HODL Card—
Wirex One Card—
Entertainment
HODL Card—
Wirex One Card—
Fuel
HODL Card—
Wirex One Card—
Travel
HODL Card—
Wirex One Card—

How Wirex One Card rewards work

Checked October 30, 2026. Eligible purchases earn 0.5%–8% cashback in USD after settlement. Higher tiers require portfolio and WPAY thresholds; exclusions apply. No verified signup bonus.

Read the full Wirex One Card review