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HODL Card vs Xapo Bank Debit Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

HODL Card card

Pairs

HODL Card

Score4.0

Spend and grow your crypto, a crypto card by Pairs . The HODL Card is a payment method designed not only for your everyday purchases but also to provide financial growth by offering crypto rewards on every transaction. T

VS
Xapo Bank Debit Card card

Visa

Xapo Bank Debit Card

Score4.2

Xapo Bank has introduced Visa debit cards, enhancing its premium banking services by integrating cryptocurrency rewards with traditional financial tools. This move caters to users seeking seamless global spending capabil

Card basics

Card type
HODL CardDebit
Xapo Bank Debit CardDebit
Network
HODL CardVisa
Xapo Bank Debit CardVisa
Availability
HODL CardNow
Xapo Bank Debit CardNow
Material
HODL CardPlastic
Xapo Bank Debit CardMetal

Fees and limits

Annual fee
HODL CardNone
Xapo Bank Debit CardIncluded in membership fee
Foreign transaction fee
HODL Card3
Xapo Bank Debit CardNone
Annual rewards spend cap
HODL CardNot listed
Xapo Bank Debit CardNot listed

Crypto rewards

Best advertised rate
HODL Card1%
Xapo Bank Debit CardVaries
All purchases
HODL Card1%
Xapo Bank Debit Card—
Dining
HODL Card—
Xapo Bank Debit Card—
Groceries
HODL Card—
Xapo Bank Debit Card—
Entertainment
HODL Card—
Xapo Bank Debit Card—
Fuel
HODL Card—
Xapo Bank Debit Card—
Travel
HODL Card—
Xapo Bank Debit Card—