Interest Rates

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0.2% - 4.3%

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0.2% - 5.2%

USDx Stablecoin Any supported USD-based stablecoin, such as USDC/USDT

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0.4% - 7.2%

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0.25% - 5.6%

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0.1% - 4.4%

Interest rates last updated September 8, 2022. Facts Facts

Founded 2016

Compounding interest


Withdrawal fees



Worldwide, all US states except NY

Lockup terms

None (flexible), 1 month, 3 months




Conditions/Requirements for max Interest Rate

3-month lockup, stake $40,000 in CRO. Lower tiers are available. Review Pros Cons

  • Deposit minimums required to earn interest
  • Tiers are confusing
  • Does not compound
  • Requires CRO to unlock best rates
Lending block, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Card and CRO, the token. (CDC) Referral Code

Enter hmbqqfpsej during sign-up.

June 1, 2022, further dropped rates and introduced new (and somewhat confusing) tiers.

  • Tier 1: Allocations up to $3,000 USD (full reward)
  • Tier 2: Receive 0.5x the reward rate after your Tier 1 quota is filled for the next $27,000 USD.
  • Tier 3: Receive 0.3x of Tier 2 rates after Tier 1 & 2 quotas are filled (a total of up to $30,000 USD worth of allocations). Screenshots

Where does rank? Alternatives FAQ

Is interest compounded?

No, does not compound interest.

How often do you receive payouts at


Where is the headquartered/located? is located in Hong Kong.

Where is available (what countries is available)?

Worldwide, all US states except NY.

When was founded? was founded in 2016.

Is available in the USA?

Yes, is available in the USA.

Is legitimate?

Yes, is legitimate. Located in Hong Kong, they follow local regulations and only serve customers in areas ruled by those jurisdictions. has been in business since 2016.

Does pay interest on Bitcoin?

Yes, pays interest on Bitcoin.

Does pay interest on Ethereum?

Yes, pays interest on Ethereum.

Does pay interest on Dogecoin?

No, does not support Dogecoin.

Questions or comments about

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