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Avici vs Lantern Finance

Compare rates, fees, access, and key features side by side.

Avici

Avici

Avici is a self-custody crypto app built around a Visa card. You hold USDC in a smart contract wallet you control, and the card spends against it. The...

Score4.1
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VS
Lantern Finance

Lantern Finance

Lantern Finance is a crypto-backed lending platform: you pledge digital assets and borrow against them without selling. It accepts a wider collateral ...

Score4.2
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General

Platform
Avicilogo
Lantern Financelogo
Founded
Avici2024
Lantern Finance2023
Headquarters
AviciDelaware, USA
Lantern FinanceLas Vegas, NV
Availability
AviciWorldwide
Lantern FinanceWorldwide

Fees & Financial

Bonus
Avici10% off with code: IXMTIP
Lantern Finance
Token
Avici
Lantern Finance
Compounding
AviciNo
Lantern FinanceNo
Payouts
Avici
Lantern Finance
Fees
Avici
Lantern Finance
Lockup
Avici
Lantern Finance
Maker Fee
Avici
Lantern Finance
Taker Fee
Avici
Lantern Finance

Cryptocurrency Rates

BTC Rate
Avici
Lantern Finance
BTC Max
Avici
Lantern Finance
ETH Rate
Avici
Lantern Finance
ETH Max
Avici
Lantern Finance
Stablecoin Rate
Avici
Lantern Finance

Avici

Review

Pros

  • Self-custody wallet with Visa card spending built in
  • Virtual and physical cards, with Apple and Google Pay
  • Defaults to USDC on Base, with other chains and fiat deposits

Cons

  • Smart-contract and network risk apply even though you hold the keys
  • USDC on Base is the default; other chains play a secondary role
  • Founded in 2024, so the track record is short

Lantern Finance

Review

Pros

  • US-based lender, headquartered in Las Vegas
  • Accepts many collateral coins: BTC, ETH, SOL, LTC, DOGE

Cons

  • Loans only, no earn product
  • Founded in 2023, so the track record is still short
  • Quoted starting APR includes an upfront fee