Backpack vs Ju.com

Compare rates, fees, access, and key features side by side.

Backpack

Backpack offers exchange-based lending and Solana earning products with terms that depend on the asset. Its strongest feature is Auto-Lend, which can ...

Score3.9

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Ju.com

Ju.com Earn currently centers on fixed-yield products with an advertised menu of term-based offers. The structure is easy to understand when a product...

Score3.9

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Comparison

General

Platform

Backpack

Ju.com

Founded

Backpack2022

Ju.com2013

Headquarters

BackpackTokyo, Japan

Ju.comDubai, UAE

Availability

BackpackWorldwide (lending unavailable in US, a few states restricted)

Ju.comWorldwide

Fees & Financial

Bonus

Backpack

Ju.com6% fee discount with code: 6ZBCN7

Token

Backpack

Ju.comJU

Compounding

BackpackYes

Ju.comNo

Payouts

Backpack

Ju.comAt end of term

Fees

Backpack

Ju.com

Lockup

BackpackUnbonding period applies

Ju.com7-90 days

Maker Fee

Backpack0.08

Ju.com0.2

Taker Fee

Backpack0.1

Ju.com0.2

Cryptocurrency Rates

BTC Rate

Backpack0.01%

Ju.com

BTC Max

Backpack

Ju.com

ETH Rate

Backpack0.14%

Ju.com

ETH Max

Backpack

Ju.com

Stablecoin Rate

Backpack

Ju.com2.01%

Backpack

Review

Pros

Auto-Lend can allocate supported idle balances without repeated manual subscriptions.
SOL returns can include validator, block, and Jito MEV rewards.
A balance threshold can keep part of an eligible asset outside Auto-Lend.

Cons

Exchange lending is unavailable to U.S. customers and may have other regional limits.
Lending rates change with pool demand and are not guaranteed.
Backpack USD is an internal unit that cannot be withdrawn directly.