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Coinbase
Coinbase is one of the most popular centralized crypto exchanges. In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with require...
Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
VS
General
Platform
Coinbase 
Figure Markets 
Founded
Coinbase 2012
Figure Markets 2018
Headquarters
Coinbase Wilmington, DE
Figure Markets San Francisco, CA
Availability
Coinbase 100+ countries
Figure Markets Worldwide
Fees & Financial
Bonus
Coinbase
Figure Markets $50 bonus when you deposit $500 within 30 days
Token
Coinbase
Figure Markets YLDS
Compounding
Coinbase No
Figure Markets Yes
Payouts
Coinbase Varies
Figure Markets Monthly
Fees
Coinbase Yes
Figure Markets
Lockup
Coinbase None
Figure Markets
Maker Fee
Coinbase 0.5
Figure Markets
Taker Fee
Coinbase 0.5
Figure Markets
Cryptocurrency Rates
BTC Rate
Coinbase
Figure Markets
BTC Max
Coinbase
Figure Markets
ETH Rate
Coinbase 1.89%
Figure Markets 1%
ETH Max
Coinbase
Figure Markets
Stablecoin Rate
Coinbase 0%
Figure Markets 7.9%
Coinbase
Full Review →Unique Pros
- Full exchange functionality
- Popular, highly trusted
- Publicly traded company
Key Cons
- Relatively low rates compared to other Coinbase alternatives
- Only a few supported assets
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)