Figure Markets vs Lantern Finance

Compare rates, fees, access, and key features side by side.

Figure Markets

Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...

Score4.0

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Lantern Finance

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...

Score4.2

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Comparison

General

Platform

Figure Markets

Lantern Finance

Founded

Figure Markets2018

Lantern Finance2023

Headquarters

Figure MarketsSan Francisco, CA

Lantern FinanceLas Vegas, NV

Availability

Figure MarketsWorldwide

Lantern FinanceWorldwide

Fees & Financial

Bonus

Figure Markets$50 bonus when you deposit $500 within 30 days

Lantern Finance

Token

Figure MarketsYLDS

Lantern Finance

Compounding

Figure MarketsYes

Lantern FinanceNo

Payouts

Figure MarketsMonthly

Lantern Finance

Fees

Figure Markets

Lantern Finance

Lockup

Figure Markets

Lantern Finance

Maker Fee

Figure Markets

Lantern Finance

Taker Fee

Figure Markets

Lantern Finance

Cryptocurrency Rates

BTC Rate

Figure Markets

Lantern Finance

BTC Max

Figure Markets

Lantern Finance

ETH Rate

Figure Markets1%

Lantern Finance

ETH Max

Figure Markets

Lantern Finance

Stablecoin Rate

Figure Markets3.85%

Lantern Finance

Figure Markets

Review

Pros

Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.

Cons

Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.