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Figure Markets vs Nexo
Compare rates, fees, access, and key features side by side.
Figure Markets
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
VS
Nexo
Quick takeNexo is a custodial crypto platform combining interest accounts, fixed-term savings, borrowing, exchange services, and a payment card. Its y...
Score4.2Our editors score every platform independently. Partnerships never influence the rating.
Popular95 recent visitors
General
Platform
Figure Markets
Nexo
Founded
Figure Markets2018
Nexo2017
Headquarters
Figure MarketsSan Francisco, CA
NexoSwitzerland
Availability
Figure MarketsWorldwide
NexoWorldwide
Fees & Financial
Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
NexoUp to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
Figure MarketsYLDS
NexoNEXO
Compounding
Figure MarketsYes
NexoYes
Payouts
Figure MarketsMonthly
NexoDaily
Fees
Figure Markets
NexoLimited free withdrawals per month
Lockup
Figure Markets
NexoNone or 1 month
Maker Fee
Figure Markets
Nexo0.2
Taker Fee
Figure Markets
Nexo0.2
Cryptocurrency Rates
BTC Rate
Figure Markets
Nexo6.5%
BTC Max
Figure Markets
Nexo
ETH Rate
Figure Markets1%
Nexo7.5%
ETH Max
Figure Markets
Nexo
Stablecoin Rate
Figure Markets3.85%
Nexo14%
Figure Markets
ReviewPros
- Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
- Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.
Cons
- Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
- YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.
Nexo
ReviewPros
- Flexible Savings supports daily compounding across more than 30 eligible digital assets without a fixed lockup.
- Users can combine earning, trading, and crypto-backed borrowing within one custodial account.
Cons
- Users must maintain a portfolio of at least $5,000 to earn interest.
- The highest rates require additional commitments, including NEXO-token exposure, NEXO-denominated rewards, a higher loyalty tier, or a fixed term.
