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Figure Markets vs Nexo

Compare rates, fees, access, and key features side by side.

Figure Markets

Figure Markets

Figure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democratized Prim...

Score4.0
Visit SiteReview
VS
Nexo

Nexo

Nexo is a custodial crypto platform combining interest accounts, fixed-term savings, borrowing, exchange services, and a payment card. Its yield produ...

Score4.2
Popular
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General

Platform
Figure Marketslogo
Nexologo
Founded
Figure Markets2018
Nexo2017
Headquarters
Figure MarketsSan Francisco, CA
NexoSwitzerland
Availability
Figure MarketsWorldwide
NexoWorldwide

Fees & Financial

Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
NexoUp to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
Figure MarketsYLDS
NexoNEXO
Compounding
Figure MarketsYes
NexoYes
Payouts
Figure MarketsMonthly
NexoDaily
Fees
Figure Markets
NexoLimited free withdrawals per month
Lockup
Figure Markets
NexoNone or 1 month
Maker Fee
Figure Markets
Nexo0.2
Taker Fee
Figure Markets
Nexo0.2

Cryptocurrency Rates

BTC Rate
Figure Markets
Nexo6%
BTC Max
Figure Markets
Nexo
ETH Rate
Figure Markets1%
Nexo6%
ETH Max
Figure Markets
Nexo
Stablecoin Rate
Figure Markets3.85%
Nexo11.5%

Figure Markets

Review

Pros

  • Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
  • Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.

Cons

  • Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
  • YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.

Nexo

Review

Pros

  • Flexible Savings supports daily compounding across more than 30 eligible digital assets without a fixed lockup.
  • Users can combine earning, trading, and crypto-backed borrowing within one custodial account.

Cons

  • Users must maintain a portfolio of at least $5,000 to earn interest.
  • The highest rates require additional commitments, including NEXO-token exposure, NEXO-denominated rewards, a higher loyalty tier, or a fixed term.