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Krak vs Wirex

Compare rates, fees, access, and key features side by side.

Krak

Krak

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

Score4.1
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VS
Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card , and interest bearing crypto accounts called X-Accounts. X-Acc...

Score4.3
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General

Platform
Kraklogo
Wirexlogo
Founded
Krak2025
Wirex2014
Headquarters
KrakSan Francisco, CA
WirexLondon, UK
Availability
KrakWorldwide
WirexWorldwide, excluding NY

Fees & Financial

Bonus
Krak$10 bonus after $10 deposit with code: CIR
Wirex
Token
Krak
WirexWXT
Compounding
KrakYes
WirexYes
Payouts
KrakWeekly
WirexWeekly
Fees
KrakNone
Wirex
Lockup
KrakNone
WirexNone
Maker Fee
Krak
Wirex
Taker Fee
Krak
Wirex

Cryptocurrency Rates

BTC Rate
Krak0.1%
Wirex
BTC Max
Krak
Wirex
ETH Rate
Krak1%
Wirex
ETH Max
Krak
Wirex
Stablecoin Rate
Krak4.25%
Wirex

Krak

Review

Pros

  • Simple, fee-free and rewarding app to manage crypto payments
  • Pays interest rewards on most coins
  • No lock ups

Cons

  • Rates are modest
  • New app with limited features vs full Kraken

Wirex

Review

Pros

  • Competitive rates for crypto

Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin