CIR animation

We compare crypto platforms and may earn a commission at no extra cost to you. Learn more

Coin Interest RateCoin Interest Rate
Email Alerts

OneKey Earn vs YouHodler

Compare rates, fees, access, and key features side by side.

OneKey Earn

OneKey Earn

OneKey Earn is the yield feature built into the OneKey app, designed to pair with OneKey hardware wallets. Instead of sending funds to an exchange, yo...

Score4.2
Visit SiteReview
VS
YouHodler

YouHodler

YouHodler is a custodial earn and loans platform covering more than 30 coins, founded in 2018 and based in Switzerland and Cyprus. It is not available...

Score3.9
Visit SiteReview

General

Platform
OneKey Earnlogo
YouHodlerlogo
Founded
OneKey Earn2019
YouHodler2018
Headquarters
OneKey EarnHong Kong
YouHodlerSwitzerland, Cyprus
Availability
OneKey EarnWorldwide
YouHodlerNot available in the US or other restricted jurisdictions

Fees & Financial

Bonus
OneKey Earn5% discount on hardware wallet
YouHodler
Token
OneKey Earn
YouHodler
Compounding
OneKey EarnNo
YouHodlerYes
Payouts
OneKey EarnVaries
YouHodlerWeekly
Fees
OneKey EarnVaries
YouHodlerYes
Lockup
OneKey EarnVaries
YouHodlerNone
Maker Fee
OneKey Earn
YouHodler
Taker Fee
OneKey Earn
YouHodler

Cryptocurrency Rates

BTC Rate
OneKey Earn
YouHodler7%
BTC Max
OneKey Earn
YouHodler
ETH Rate
OneKey Earn2.93%
YouHodler11%
ETH Max
OneKey Earn
YouHodler
Stablecoin Rate
OneKey Earn
YouHodler12%

OneKey Earn

Review

Pros

  • Private keys stay offline in the hardware wallet while you earn
  • Staking and DeFi through vetted partners like Lido, Morpho, and Everstake
  • Non-custodial throughout; you keep your funds

Cons

  • Full security requires buying OneKey hardware first
  • Rates are variable and set by each underlying protocol
  • Some protocols charge performance fees; unstaking varies by asset

YouHodler

Review

Pros

  • No lockups; withdraw at any time
  • Compounding yield across stablecoins and 50+ supported assets
  • Crypto-backed loans sit alongside the yield account

Cons

  • Not available in the United States
  • The top tier requires $5,000,000 in monthly trading volume
  • Loan costs are charged as daily fees rather than one stated APR