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Arch Lending vs CoinJar

Compare rates, fees, access, and key features side by side.

Arch Lending

Arch Lending

Arch Lending is a New York based crypto-backed lender, founded in 2022. Eligible U.S. borrowers take loans in USD or USDC against Bitcoin, Ethereum, S...

Score3.9
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VS
CoinJar

CoinJar

CoinJar is an Australian cryptocurrency exchange founded in 2013 and based in Melbourne. It sells simplicity: an exchange, a spending card, and prebui...

Score4.3
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General

Platform
Arch Lendinglogo
CoinJarlogo
Founded
Arch Lending2022
CoinJar2013
Headquarters
Arch LendingNew York, NY
CoinJarMelbourne, Australia
Availability
Arch LendingUS
CoinJarAustralia and the United Kingdom (UK)

Fees & Financial

Bonus
Arch Lending
CoinJar
Token
Arch Lending
CoinJar
Compounding
Arch LendingNo
CoinJarNo
Payouts
Arch Lending
CoinJar
Fees
Arch Lending
CoinJarYes
Lockup
Arch Lending
CoinJar
Maker Fee
Arch Lending
CoinJar
Taker Fee
Arch Lending
CoinJar

Cryptocurrency Rates

BTC Rate
Arch Lending
CoinJar
BTC Max
Arch Lending
CoinJar
ETH Rate
Arch Lending
CoinJar
ETH Max
Arch Lending
CoinJar
Stablecoin Rate
Arch Lending
CoinJar

Arch Lending

Review

Pros

  • Accepts BTC, ETH, SOL and XRP as collateral
  • No credit checks; loans rest on collateral only
  • Customer assets are not rehypothecated

Cons

  • Loans only, no earn product
  • Loan terms cap at 12 months
  • An origination fee is charged on each loan

CoinJar

Review

Pros

  • Exchange, card, and bundles in one Australian account
  • CoinJar Card spends crypto like cash, including via Apple Pay
  • Operating since 2013, based in Melbourne

Cons

  • Not available in the United States
  • Availability is limited mainly to Australia and the UK
  • Yield is not compounded