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CoinDepo vs Pairs

Compare rates, fees, access, and key features side by side.

CoinDepo

CoinDepo

CoinDepo is an earn-first platform, not an exchange: there is no trading or swap functionality. You deposit crypto or stablecoins into a custodial com...

Score4.6
Popular
Visit SiteReview
VS
Pairs

Pairs

Pairs, formerly Fideum and before that blockbank, is a crypto banking super app that combines CeFi, DeFi, and traditional banking features in one acco...

Score2.9
Visit SiteReview

General

Platform
CoinDepologo
Pairslogo
Founded
CoinDepo2021
Pairs2018
Headquarters
CoinDepoGrenadines
PairsGibraltar
Availability
CoinDepoWorldwide
PairsWorldwide

Fees & Financial

Bonus
CoinDepo
PairsUse referral code: SoDXjaMP for $5 bonus on sign up
Token
CoinDepoCOINDEPO
PairsPAIRS
Compounding
CoinDepoYes
PairsNo
Payouts
CoinDepoDaily
Pairs
Fees
CoinDepo
Pairs
Lockup
CoinDepoNone
Pairs
Maker Fee
CoinDepo
Pairs
Taker Fee
CoinDepo
Pairs

Cryptocurrency Rates

BTC Rate
CoinDepo11%
Pairs
BTC Max
CoinDepo18%
Pairs
ETH Rate
CoinDepo11%
Pairs
ETH Max
CoinDepo18%
Pairs
Stablecoin Rate
CoinDepo17%
Pairs

CoinDepo

Review

Pros

  • Six fixed terms on USDC and USDT; longer pays more
  • 30+ coins earn, including BTC and ETH
  • EURC earns too, a rare euro stablecoin option
  • CertiK verified its designated reserve assets (Nov 2026)

Cons

  • Top rate needs the 12-month term; short terms pay much less
  • Custodial: CoinDepo holds your coins
  • Rates were cut Nov 8, 2026; renewals get the lower rates

Pairs

Review

Pros

  • CeFi, DeFi, and traditional banking combined in one app
  • Pays interest on crypto deposits across a wide range of coins

Cons

  • Meaningful rates require holding the $PAIRS token
  • No compounding on deposits
  • Custodial: Pairs and its custodians hold your assets