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Crypto.com vs Pairs

Compare rates, fees, access, and key features side by side.

Crypto.com

Crypto.com

Crypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn, onchain ...

Score3.8
Visit SiteReview
VS
Pairs

Pairs

Pairs, formerly Fideum and before that blockbank, is a crypto banking super app that combines CeFi, DeFi, and traditional banking features in one acco...

Score2.9
Visit SiteReview

General

Platform
Crypto.comlogo
Pairslogo
Founded
Crypto.com2016
Pairs2018
Headquarters
Crypto.comHong Kong
PairsGibraltar
Availability
Crypto.comWorldwide, all US states except NY
PairsWorldwide

Fees & Financial

Bonus
Crypto.comEarn up to $100 of CRO
PairsUse referral code: SoDXjaMP for $5 bonus on sign up
Token
Crypto.comCRO
PairsPAIRS
Compounding
Crypto.comNo
PairsNo
Payouts
Crypto.comWeekly
Pairs
Fees
Crypto.comYes
Pairs
Lockup
Crypto.comNone (flexible), 1 month, 3 months
Pairs
Maker Fee
Crypto.com
Pairs
Taker Fee
Crypto.com
Pairs

Cryptocurrency Rates

BTC Rate
Crypto.com0.2%
Pairs
BTC Max
Crypto.com
Pairs
ETH Rate
Crypto.com0.2%
Pairs
ETH Max
Crypto.com
Pairs
Stablecoin Rate
Crypto.com0.5%
Pairs

Crypto.com

Review

Pros

  • Flexible, 1-month, and 3-month Earn terms across multiple assets
  • Earn Plus gives stablecoins a separate option outside the tier quota
  • Rewards accrue daily and are paid weekly

Cons

  • Best rates need a higher Level Up tier and a 365-day CRO lockup
  • Rates vary by asset, term, tier, and jurisdiction
  • Fixed-term funds are locked until maturity

Pairs

Review

Pros

  • CeFi, DeFi, and traditional banking combined in one app
  • Pays interest on crypto deposits across a wide range of coins

Cons

  • Meaningful rates require holding the $PAIRS token
  • No compounding on deposits
  • Custodial: Pairs and its custodians hold your assets