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Figure Markets vs Tuyo

Compare rates, fees, access, and key features side by side.

Figure Markets

Figure Markets

Figure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democratized Prim...

Score4.0
Visit SiteReview
VS
Tuyo

Tuyo

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend stablecoins . Users keep control of their assets at all times, while ...

Score4.3
Visit SiteReview

General

Platform
Figure Marketslogo
Tuyologo
Founded
Figure Markets2018
Tuyo2024
Headquarters
Figure MarketsSan Francisco, CA
TuyoWilmington, DE
Availability
Figure MarketsWorldwide
TuyoWorldwide, excluding the UK

Fees & Financial

Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
Tuyo$10 bonus
Token
Figure MarketsYLDS
Tuyo
Compounding
Figure MarketsYes
TuyoNo
Payouts
Figure MarketsMonthly
Tuyo
Fees
Figure Markets
TuyoUp to ~1% FX spread, 0.25% trading fee, and 10% performance fee on Earn returns
Lockup
Figure Markets
Tuyo
Maker Fee
Figure Markets
Tuyo
Taker Fee
Figure Markets
Tuyo

Cryptocurrency Rates

BTC Rate
Figure Markets
Tuyo
BTC Max
Figure Markets
Tuyo
ETH Rate
Figure Markets1%
Tuyo
ETH Max
Figure Markets
Tuyo
Stablecoin Rate
Figure Markets3.85%
Tuyo

Figure Markets

Review

Pros

  • Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
  • Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.

Cons

  • Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
  • YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.

Tuyo

Review

Pros

  • Earn yield and spend stablecoins

    Cons