Nebeus

PayPal vs Coinbase

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Coinbase Logo

Coinbase

Coinbase is one of the most popular centralized crypto exchanges. Coinbase Earn is Coinbase's interest-bearing product. They offer staking-as-a-service on supported assets and, more specifically, interest on USDC (Circle), ETH and SOL. Learn ab...

Platform
PayPal Platform
Coinbase Platform
Website
Bonus
Get up to $200 after first trade
Token
PYUSD
Founded
1998
2012
Headquarters
San Jose, CA
Wilmington, DE
Availability
Worldwide
100+ countries

Cryptocurrency Rates

BTC Rate
BTC Max
ETH Rate
1.9%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
4.1%
Stablecoin Max

Fees & Financial

Compounding
No
No
Payouts
Varies
Fees
Yes
Lockup
None
None
Maker Fee
0.5
Taker Fee
0.5
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

Coinbase Logo

Coinbase Pros

    • Full exchange functionality
    • Popular, highly trusted
    • Publicly traded company

Coinbase Cons


Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether