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Bybit Card vs Crypto.com Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

Bybit Card card

Bybit

Bybit Card

Score3.9

The Bybit Card is a crypto-powered debit card that allows users to spend digital assets directly from their Bybit account anywhere traditional card networks are accepted. Designed to bridge centralized exchange balances

VS
Crypto.com Card card

Crypto.com

Crypto.com Card

Score4.2

Crypto.com offers a wide variety of crypto credit cards , ranging from a no-cost/no-stake card (Midnight Blue) with minimal rewards, to an industry topping card (Obsidian) requiring $400,000 worth of staked CRO for 180 d

Card basics

Card type
Bybit CardDebit
Crypto.com CardCredit
Network
Bybit CardVisa
Crypto.com CardVisa
Availability
Bybit CardNow
Crypto.com CardNow
Material
Bybit CardPlastic
Crypto.com CardPlastic

Fees and limits

Annual fee
Bybit CardNone
Crypto.com CardNone
Foreign transaction fee
Bybit Card1
Crypto.com Card3
Annual rewards spend cap
Bybit CardNot listed
Crypto.com CardNot listed

Crypto rewards

Best advertised rate
Bybit Card2%
Crypto.com CardVaries
All purchases
Bybit Card2%
Crypto.com Card—
Dining
Bybit Card—
Crypto.com Card—
Groceries
Bybit Card—
Crypto.com Card—
Entertainment
Bybit Card—
Crypto.com Card—
Fuel
Bybit Card—
Crypto.com Card—
Travel
Bybit Card—
Crypto.com Card—

How Bybit Card rewards work

Tiered cashback on eligible purchases. Since Oct 5, 2026 at 10:00 UTC, only eligible crypto-funded purchases earn cashback — the card spends fiat first by default, so turn fiat off under 'Paying With' to earn. EU-issued Bybit EU cards are exempt from this change and follow their separate rewards terms.

Read the full Bybit Card review