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Arch Lending vs MEXC

Compare rates, fees, access, and key features side by side.

Arch Lending

Arch Lending

Arch Lending is a New York based crypto-backed lender, founded in 2022. Eligible U.S. borrowers take loans in USD or USDC against Bitcoin, Ethereum, S...

Score3.9
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VS
MEXC

MEXC

MEXC is a low-cost global exchange built for active traders who want broad spot and futures access. Its spot trading currently runs under a zero-fee p...

Score4.0
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General

Platform
Arch Lendinglogo
MEXClogo
Founded
Arch Lending2022
MEXC2018
Headquarters
Arch LendingNew York, NY
MEXCComoros
Availability
Arch LendingUS
MEXC170+ countries and regions

Fees & Financial

Bonus
Arch Lending
MEXC10% fee discount
Token
Arch Lending
MEXCMX
Compounding
Arch LendingNo
MEXC--
Payouts
Arch Lending
MEXC
Fees
Arch Lending
MEXCVaries
Lockup
Arch Lending
MEXC
Maker Fee
Arch Lending
MEXC0.01
Taker Fee
Arch Lending
MEXC0-0.04

Cryptocurrency Rates

BTC Rate
Arch Lending
MEXC
BTC Max
Arch Lending
MEXC
ETH Rate
Arch Lending
MEXC
ETH Max
Arch Lending
MEXC
Stablecoin Rate
Arch Lending
MEXC8%

Arch Lending

Review

Pros

  • Accepts BTC, ETH, SOL and XRP as collateral
  • No credit checks; loans rest on collateral only
  • Customer assets are not rehypothecated

Cons

  • Loans only, no earn product
  • Loan terms cap at 12 months
  • An origination fee is charged on each loan

MEXC

Review

Pros

  • Zero-fee spot trading under the current program
  • Broad spot and futures markets across 170+ countries and regions
  • Earn rewards on USD1 without moving funds off the exchange

Cons

  • Not available in the US, UK, Canada, or Singapore
  • KYC mandatory for funding, trading, and withdrawals since Feb 2026
  • Custodial exchange; no FDIC or SIPC style protection