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Crypto.com vs Wirex

Compare rates, fees, access, and key features side by side.

Crypto.com

Crypto.com

Crypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn, onchain ...

Score3.8
Visit SiteReview
VS
Wirex

Wirex

Wirex is a long-running crypto money app: buy, sell, spend, and earn in one place. Wirex says it has more than 6 million users. It was founded in 2014...

Score4.3
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General

Platform
Crypto.comlogo
Wirexlogo
Founded
Crypto.com2016
Wirex2014
Headquarters
Crypto.comHong Kong
WirexLondon, UK
Availability
Crypto.comWorldwide, all US states except NY
WirexWirex One Card: UK, EEA and selected other supported countries; US not listed. Check product eligibility.

Fees & Financial

Bonus
Crypto.comEarn up to $100 of CRO
Wirex
Token
Crypto.comCRO
WirexWPAY
Compounding
Crypto.comNo
WirexNo
Payouts
Crypto.comWeekly
WirexCard cashback after settlement; earn terms vary
Fees
Crypto.comYes
Wirex
Lockup
Crypto.comNone (flexible), 1 month, 3 months
WirexMembership: none; earn terms vary
Maker Fee
Crypto.com
Wirex
Taker Fee
Crypto.com
Wirex

Cryptocurrency Rates

BTC Rate
Crypto.com0.2%
Wirex
BTC Max
Crypto.com
Wirex
ETH Rate
Crypto.com0.2%
Wirex
ETH Max
Crypto.com
Wirex
Stablecoin Rate
Crypto.com0.5%
Wirex

Crypto.com

Review

Pros

  • Flexible, 1-month, and 3-month Earn terms across multiple assets
  • Earn Plus gives stablecoins a separate option outside the tier quota
  • Rewards accrue daily and are paid weekly

Cons

  • Best rates need a higher Level Up tier and a 365-day CRO lockup
  • Rates vary by asset, term, tier, and jurisdiction
  • Fixed-term funds are locked until maturity

Wirex

Review

Pros

  • Buy, sell, spend, and earn in one app, with a 6 million-plus user base
  • X-Accounts earn on crypto and fiat balances with no DeFi steps to manage
  • Now built on Wirex One, a self-custodial wallet model

Cons

  • Earn works by converting your funds into DAI inside DeFi protocols
  • X-Account rates vary by coin and are not fixed
  • The Wirex One Card is not available in the US (checked Oct 30, 2026)