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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

EarnPark

EarnPark

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

VS

General

Platform
Fido logo
EarnPark logo
Founded
Fido 2025
EarnPark 2022
Headquarters
Fido
EarnPark UK
Availability
Fido Worldwide
EarnPark Worldwide (services limited in the US)

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
EarnPark
Token
Fido
EarnPark
Compounding
Fido Yes
EarnPark Yes
Payouts
Fido Every second
EarnPark Daily
Fees
Fido None
EarnPark Yes (network fees)
Lockup
Fido None
EarnPark None
Maker Fee
Fido
EarnPark
Taker Fee
Fido
EarnPark

Cryptocurrency Rates

BTC Rate
Fido
EarnPark 5%
BTC Max
Fido
EarnPark 10%
ETH Rate
Fido
EarnPark 4%
ETH Max
Fido
EarnPark 5%
Stablecoin Rate
Fido 10%
EarnPark 5%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • Good interest rates
  • Wide amount of supported assets

Key Cons

  • Rates will fluctuate
  • Multiple yield strategies may be confusing and earn differently
  • Some strategies may be hard capped