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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

EXMO

EXMO

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

VS

General

Platform
Fido logo
EXMO logo
Founded
Fido 2025
EXMO 2014
Headquarters
Fido
EXMO London, UK
Availability
Fido Worldwide
EXMO Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
EXMO $2 in BTC
Token
Fido
EXMO EXM
Compounding
Fido Yes
EXMO No
Payouts
Fido Every second
EXMO
Fees
Fido None
EXMO
Lockup
Fido None
EXMO
Maker Fee
Fido
EXMO 0.3
Taker Fee
Fido
EXMO 0.3

Cryptocurrency Rates

BTC Rate
Fido
EXMO
BTC Max
Fido
EXMO
ETH Rate
Fido
EXMO
ETH Max
Fido
EXMO
Stablecoin Rate
Fido 10%
EXMO

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • Long-running exchange since 2014
  • Supports multiple fiat currencies

Key Cons

  • Earn products not a core focus
  • Smaller exchange