USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Lantern Finance
Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...
Fido
Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...
VS
General
Platform
Lantern Finance 
Fido
Founded
Lantern Finance 2023
Fido 2025
Headquarters
Lantern Finance Las Vegas, NV
Fido
Availability
Lantern Finance Worldwide
Fido Worldwide
Fees & Financial
Bonus
Lantern Finance
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Lantern Finance
Fido
Compounding
Lantern Finance No
Fido Yes
Payouts
Lantern Finance
Fido Every second
Fees
Lantern Finance
Fido None
Lockup
Lantern Finance
Fido None
Maker Fee
Lantern Finance
Fido
Taker Fee
Lantern Finance
Fido
Cryptocurrency Rates
BTC Rate
Lantern Finance
Fido
BTC Max
Lantern Finance
Fido
ETH Rate
Lantern Finance
Fido
ETH Max
Lantern Finance
Fido
Stablecoin Rate
Lantern Finance
Fido 10%
Lantern Finance
Full Review →Unique Pros
- Supports many collateral coins (BTC, ETH, SOL, LTC, DOGE)
- US-based
Key Cons
- Loans only, no earn product
- Newer platform, limited track record
Fido
Full Review →Unique Pros
- Deposit or withdraw USDC or USD
- $100k insurance included
- Fixed target rate
Key Cons
- 10% is a target rate, not guaranteed
- US-focused