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Figure Markets
Ledn

Ledn

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...

River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

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General

Platform
Ledn logo
River logo
Founded
Ledn 2018
River 2019
Headquarters
Ledn Ontario
River USA
Availability
Ledn Worldwide, Growth accounts unavailable in certain countries and states
River US only, excluding NY and NV

Fees & Financial

Bonus
Ledn
River Earn up to $100 in BTC
Token
Ledn
River
Compounding
Ledn Yes
River No
Payouts
Ledn Monthly
River Monthly
Fees
Ledn
River None
Lockup
Ledn None
River
Maker Fee
Ledn
River
Taker Fee
Ledn
River

Cryptocurrency Rates

BTC Rate
Ledn
River
BTC Max
Ledn
River
ETH Rate
Ledn
River
ETH Max
Ledn
River
Stablecoin Rate
Ledn
River

Unique Pros

  • Proof-of-reserves transparency
  • No credit checks or early repayment penalties

Key Cons

  • Limited coin support
  • Canada-based, limited regional availability

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support