CIR animation

We compare crypto platforms and may earn a commission at no extra cost to you. Learn more

Coin Interest RateCoin Interest Rate
Email Alerts

Liquid vs Phemex

Compare rates, fees, access, and key features side by side.

Liquid

Liquid

Liquid is the non-custodial trading app at liquid.trade, covering crypto and other markets. Its official site also lists vaults, staking and yield str...

Score4.2
Visit SiteReview
VS
Phemex

Phemex

Phemex offers Flexible Savings and a separate lending pool where supplied assets earn interest from borrowers. Flexible Savings can be redeemed withou...

Score4.3
Visit SiteReview

General

Platform
Liquidlogo
Phemexlogo
Founded
Liquid2025
Phemex2019
Headquarters
LiquidDelaware, US
PhemexSingapore
Availability
LiquidWorldwide excluding US and Ontario
PhemexRestricted in the U.S., UK, Australia and other listed jurisdictions; Canadian restrictions include Ontario, Quebec, Alberta and Saskatchewan.

Fees & Financial

Bonus
Liquid10% discount on fees with referral code: CIR
Phemex$20 bonus
Token
Liquid
Phemex
Compounding
LiquidNo
PhemexNo
Payouts
Liquid
Phemex
Fees
Liquid
Phemex
Lockup
Liquid4 day minimum
Phemex
Maker Fee
Liquid0.07
Phemex0.1
Taker Fee
Liquid0.045
Phemex0.1

Cryptocurrency Rates

BTC Rate
Liquid
Phemex1%
BTC Max
Liquid
Phemex3%
ETH Rate
Liquid
Phemex1.5%
ETH Max
Liquid
Phemex3%
Stablecoin Rate
Liquid
Phemex2%

Liquid

Review

Pros

  • Non-custodial trading interface
  • Vault, staking and yield features listed by the platform.

Cons

  • Leveraged trading can amplify losses
  • Current yield rates and product terms require verification.

Phemex

Review

Pros

  • Flexible Savings permits redemption without a lockups
  • Auto-Transfer can allocate eligible idle balances automatically

Cons

  • KYC is required
  • Phemex does not serve U.S. customers