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OKX

OKX

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

VS

General

Platform
OKX logo
Fido logo
Founded
OKX 2017
Fido 2025
Headquarters
OKX Seychelles
Fido
Availability
OKX Worldwide, some services unavailable in US
Fido Worldwide

Fees & Financial

Bonus
OKX Buy $100 in crypto, get $10 in BTC
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
OKX
Fido
Compounding
OKX Yes
Fido Yes
Payouts
OKX Varies
Fido Every second
Fees
OKX
Fido None
Lockup
OKX None (flexible) to fixed terms
Fido None
Maker Fee
OKX 0.02
Fido
Taker Fee
OKX 0.05
Fido

Cryptocurrency Rates

BTC Rate
OKX 0.53%
Fido
BTC Max
OKX
Fido
ETH Rate
OKX
Fido
ETH Max
OKX
Fido
Stablecoin Rate
OKX 2.62%
Fido 10%

Unique Pros

  • Full exchange services
  • Variety of products, including simple earn and staking

Key Cons

  • Flexible rates relatively low
  • Earn offering may be limited in the US

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused