CIR animation

We compare platforms & may earn a commission. Learn more.

Email Alerts
PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

EXMO

EXMO

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

VS

General

Platform
PayPal logo
EXMO logo
Founded
PayPal 1998
EXMO 2014
Headquarters
PayPal San Jose, CA
EXMO London, UK
Availability
PayPal Worldwide
EXMO Worldwide

Fees & Financial

Bonus
PayPal $10 bonus
EXMO $2 in BTC
Token
PayPal PYUSD
EXMO EXM
Compounding
PayPal No
EXMO No
Payouts
PayPal
EXMO
Fees
PayPal
EXMO
Lockup
PayPal None
EXMO
Maker Fee
PayPal
EXMO 0.3
Taker Fee
PayPal
EXMO 0.3

Cryptocurrency Rates

BTC Rate
PayPal
EXMO 3%
BTC Max
PayPal
EXMO 5%
ETH Rate
PayPal
EXMO 3%
ETH Max
PayPal
EXMO 6%
Stablecoin Rate
PayPal 4%
EXMO

PayPal

Review

Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms

Pros

  • Long-running exchange since 2014
  • Supports multiple fiat currencies

Cons

  • Earn products not a core focus
  • Smaller exchange