CIR animation

We compare platforms & may earn a commission. Learn more.

Email Newsletter
PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

stables

stables

Stables is a crypto-native wallet and prepaid Mastercard that enables users to buy, hold, send, and spend stablecoins like USDC, USDT, DAI, and PYUSD....

VS

General

Platform
PayPal logo
stables logo
Founded
PayPal 1998
stables 2021
Headquarters
PayPal San Jose, CA
stables
Availability
PayPal Worldwide
stables Worldwide

Fees & Financial

Bonus
PayPal $10 bonus
stables Use referral code: Stables-5GK6MF
Token
PayPal PYUSD
stables
Compounding
PayPal No
stables No
Payouts
PayPal
stables
Fees
PayPal
stables
Lockup
PayPal None
stables
Maker Fee
PayPal
stables
Taker Fee
PayPal
stables

Cryptocurrency Rates

BTC Rate
PayPal
stables
BTC Max
PayPal
stables
ETH Rate
PayPal
stables
ETH Max
PayPal
stables
Stablecoin Rate
PayPal 4%
stables

Unique Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Key Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms

Unique Pros

  • Global spending with prepaid Mastercard
  • Supports USDC, USDT, DAI, PYUSD

Key Cons

  • Earn features not yet launched
  • New platform