ether.fi Cash Card

The ether.fi Cash card is a crypto-native credit card that allows you to spend your crypto assets in the real world. It functions as a non-custodial Visa card, meaning you maintain control over your crypto, and can be used for purchases anywhere Visa is accepted. The card can be added into Apple or Google Pay.

How it Works

The ether.fi Cash card offers two primary ways to fund your spending:

• Direct Mode: You can deposit various tokens like USDC or weETH and others into the card’s for spending.
• Borrow Mode: You can pledge assets such as eETH or eUSD as collateral to borrow funds for your purchases, operating post pay credit card.

A key feature of the card is its integration with ether.fi’s Liquid Vaults. This allows you to earn interest on the assets you’ve deposited, with different annual percentage rates (APRs) for assets like Liquid USD, Liquid ETH, and Liquid BTC. You can load your account using either fiat currency or by transferring assets from a non-custodial wallet.

Benefits of the Card

The ether.fi Cash card offers a range of benefits to its users:

• Cashback Rewards: Cardholders can earn cashback on all their purchases. The specific rate will depend on the user’s card level. During promotional campaigns, it’s possible to earn up to 5% total cashback.
• Earn on Your Deposits: By depositing your assets into the ether.fi Liquid Vaults, you can earn interest on your holdings while they are available for spending.
• Flexibility and Security: As a non-custodial card, you always remain in control of your crypto assets. There are no monthly minimum repayment requirements.
• Purchase Protection: The card comes with various protections, including price protection, purchase protection, extended warranty, and auto rental insurance.