Compare all crypto interest rate account platforms
CoinRabbit |
Inlock |
Kraken |
Okcoin |
Zipmex |
Eco App |
Pei |
Lido |
bitrue |
FTX Earn |
CoinZoom Earn |
linus |
Bitcoin IRA |
YouHodler |
Outlet |
hi.com |
Luno |
Haru |
MyConstant |
CoinLoan |
Coinbase |
CoinCircle |
Nexo |
Vauld |
Ledn |
Crypto.com |
Cake Defi |
Blockfi |
Gemini |
Hodlnaut |
Voyager |
Celsius Network |
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| Founded | 2020 | 2018 | 2011 | 2013 | 2019 | 2018 | 2017 | 2020 | 2018 | 2014 | 2018 | 2019 | 2015 | 2018 | 2019 | 2019 | 2013 | 2019 | 2018 | 2017 | 2012 | 2017 | 2017 | 2018 | 2018 | 2016 | 2019 | 2017 | 2014 | 2019 | 2017 | 2017 |
| Availability | Worldwide | Worldwide | Worldwide, all US states except NY and WA | Worldwide | Not available in the US | US only | US only | Worldwide | Not available in US or China | Worldwide, exchange services not available in US | Not available in NY | US only except Alaska, Hawaii, Minnesota, or New York | Worldwide | Not available in the US | Worldwide, excluding the following US States: New York, New Hampshire, Connecticut, Hawaii, Vermont, Virginia, Texas | Worldwide | Not available in the US | Worldwide | Worldwide | Worldwide with small restrictions due to regulations | 100+ countries | Worldwide | Worldwide excluding Afghanistan, Bulgaria, Burma (Myanmar), Central African Republic, Cote d’Ivoire, Cuba, Democratic Republic of Congo, Eritrea, Estonia, Iran, Iraq, Lebanon, Libya, North Korea, Republic of the Congo, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Yemen, Zimbabwe | Worldwide | Worldwide | All states but New York and 100+ markets | Not available in New York or Balkans, Bangladesh, Belarus, Burundi, Central African Republic, Cuba, Democratic People’s Republic of Korea, Democratic Republic of Congo, Ghana, India, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, Pakistan, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine, Russia, Venezuela, Vietnam, Yemen, Zimbabwe | Not available in NY, KY or any country unsanctioned by the U.S., the U.K. or EU | All U.S. states and Singapore | Worldwide | US only, excluding NY state. | All countries which the United States, the United Kingdom or the European Union does not impose financial sanctions or embargoes. |
| HQ/Location | Seychelles | Budapest, Hungary | San Francisco, CA | San Francisco, CA | Signapore | San Francisco, CA | Austin, TX | Singapore | Berkeley, CA | Salt Lake City, UT | Nashville, TN | Sherman Oaks, CA | Switzerland, Cyprus | NJ, USA | Signapore | London, UK | Signapore | Redlands, CA | Estonia | Wilmington, DE | Santa Monica, CA | London, UK | Signapore | Ontario, Canada; Wyoming | Hong Kong | Signapore | New Jersey, USA | New York, NY | Singapore, Hong Kong | NJ, USA | NJ, USA | |
| Native Token | n/a | ILK | n/a | n/a | ZMT | n/a | n/a | LDO | BTR | n/a | ZOOM | n/a | n/a | n/a | n/a | HI | n/a | n/a | n/a | CLT | n/a | n/a | NEXO | n/a | n/a | CRO | DFI | n/a | GUSD | n/a | n/a | CEL |
| Payouts | Monthly | Weekly | Once or twice a week, depending on coin | Daily | Monthly on first business day | Monthly | Daily | Hourly | Monthly on the seventh day | Monthly | Weekly | First day of each month | First day of each month | Daily | Every Second | Monthly | Monthly | Weekly | Daily | Weekly or at end of deposit term | Weekly | Weekly | Monthly | Must be redeemed | Monday | Monthly on the fifth business day | Monday | |||||
| Lockups | None | None | None or 45 days | None | None | None | Varies | None | None | None | None | None | None | 7 day withdrawal period | None, or customized between 15 to 365 days (for Haru Earn Plus) | 0, 30, 90 or 180 day fixed terms. | None | None | None or 1 month | None, 1 month, 6 months | None (flexible), 1 month, 3 months | None | None | None | None | None | None | |||||
| Compounding Interest | No | Yes | No | No | Yes | No | Yes | No | No | Yes | Yes | Yes | No | Yes | Yes | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes |
| Withdrawal Fees | None | No | Yes | No | Yes | None | No | Yes (gas fees) | Yes | Yes for ETH/ERC-20 and small BTC amounts | Yes | None | Yes | Yes | None | Yes for certain coins | Yes | None | None for deposit or withdrawal | Yes | None | Limited free withdrawls per month | None | Yes | Yes | Yes | Yes | Yes (transfer and agent fees) | Yes | Yes | None | |
| Max Rate Conditions | Earn in ILK token and/or hold ILK token for increased interest rates. |
ETH requires lockup until launch of ETH2, non-native (off-chain) staking (BTC and stablecoin) not available in all countries |
Lock up for 45 days with Ziplock |
Earn .5% more interest for each referred user |
Up to 8% is offered on certain promotional terms. |
All funds up to $10,000 earn max rate. |
Lockup for 365 days for max rate (reduced lockup terms are available for reduced rates) |
2500 CLT Staked |
Lockup terms for 1 month and owning 10% of holdings in NEXO token. Earn 2% extra if earning in NEXO. |
Must lock deposit for 1-6 months. |
Max rate paid for first 2 BTC. See terms. |
3 month lockup, stake $40,000 in CRO. Lower tiers are available. |
Terms vary upon product. Read expected returns/terms. |
Tiered interest rates for quantity of coins. |
Hodlnaut tiers their interest rate. For example, Bitcoin is tiered on these values:
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Must hold 20,000 VGX in your account. |
Tiered rates: First BTC earns max rate, remainder earn at base rate. First 100 ETH earns max rate, remainder earn at base rate. Additional bonus rates are available by loyalty tiers (holding % of CEL coin relative to account total) and by earning in CEL (not available in the US). |
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Interest Rates |
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CoinRabbit |
Inlock |
Kraken |
Okcoin |
Zipmex |
Eco App |
Pei |
Lido |
bitrue |
FTX Earn |
CoinZoom Earn |
linus |
Bitcoin IRA |
YouHodler |
Outlet |
hi.com |
Luno |
Haru |
MyConstant |
CoinLoan |
Coinbase |
CoinCircle |
Nexo |
Vauld |
Ledn |
Crypto.com |
Cake Defi |
Blockfi |
Gemini |
Hodlnaut |
Voyager |
Celsius Network |
|
| BTC Rate | n/a | 4.2 | 0.25 | n/a | 2 | n/a | 4 | n/a | 2.3 | 5 | 2.5 | n/a | 2 | 4.8 | n/a | n/a | 4 | 6.1 | 4 | 5.2 | n/a | 4 | 4 | 4.6 | 2.25 | 1.5 | 5 | 0.1 | 1.49 | 1 | 5.75 | 3.51 |
| ETH Rate | n/a | 3.4 | 5 | n/a | 2 | n/a | n/a | 5.4 | 2.6 | 5 | 2.25 | n/a | 2.7 | 5.5 | n/a | n/a | 4 | 6 | 4 | 5.2 | n/a | 4 | 4 | 4.6 | n/a | 3.5 | 5 | 0.25 | 2.05 | 2.02 | 4.6 | 5.05 |
| LTC Rate | n/a | 3.4 | n/a | n/a | 2 | n/a | n/a | n/a | n/a | 5 | 3.5 | n/a | n/a | 5.5 | n/a | n/a | n/a | n/a | n/a | 5.2 | n/a | n/a | 4 | n/a | n/a | 0.5 | n/a | 0.1 | 2.77 | n/a | 5 | 4.08 |
| DOGE Rate | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.5 | 5 | 7 | n/a | n/a | 3 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2 | n/a | n/a | 0.5 | n/a | n/a | 5.03 | n/a | 2 | n/a |
| Stablecoin Rate | 8 | 8.8 | 2 | 4.22 | 5 | 2.5 | n/a | n/a | 8.8 | 5 | 8 | 4 | 6 | 12 | 6 | n/a | 7.6 | 7.7 | 4 | 10.3 | n/a | 8 | 8 | 9.41 | 9 | 6 | 7 | 5 | 7.4 | 3.04 | 9 | 8.88 |
| Bonus | $20 BTC with $50 deposit (or more with larger deposit) | $50 BTC when you buy $100 of crypto | 2.5 ZMT by locking 250 ZMT or 25 ZMT by locking 5,000 ZMT plus special gift | $10 by using invite code/link, complete 1 transaction within 14 days | 25% commission discount, chance to win 60,000 XRP | Free random coin with $10 deposit | $10 in ZOOM for single trade of $100 USD and hold balance of $100 USD | $20 with $100 deposit | $5 bonus with any deposit | Daily claimable hi Dollars | Get 0.001 BTC when you deposit and buy 0.02 BTC (use promo code below) | Bonus 0.2% interest rate for life of account | 15-day $4000 trial bonus, keep interest earned during trial | 25% referral sharing lifelong bonus | $10 BTC when you buy or sell $100 of cryptocurrency | $10 for using referral code below | $10 BTC for depositing $100 | 1.25% bonus interest rate | $25 after loan taken | $25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej | $30 after $50 deposit | $10 after $100 deposit | $10 after $100 trade | $20 after $1000 deposit | $25 BTC bonus with $100 deposit and $100 in trades | $50 BTC with $400 deposit. Hold 30 days. Use our custom promo code: CIR | ||||||
| Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | Sign up | |
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