Compare all crypto interest rate account platforms
  |
Interest Rates |
  |
Sign Up Bonus |
Additional Info |
Favorable/Unfavorable Factors |
About |
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  |
BTC |
ETH |
SOL |
LTC |
DOGE |
Stablecoin |
Compounds |
Bonus |
  |
Payouts |
Lockups |
Withdrawal Fees |
Pros |
Cons |
Founded |
HQ/Location |
Native Token |
Availability |
||
![]() |
n/a |
n/a |
n/a |
n/a |
n/a |
n/a |
No |
$10 BTC with first purchase |
2017 |
Australia |
n/a |
|||||||||
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n/a |
n/a |
n/a |
n/a |
n/a |
1.5% |
No |
$100 with direct deposit of $250 or more |
|
|
2019 |
India, US, UK |
n/a |
Worldwide |
||||||
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n/a |
n/a |
n/a |
n/a |
n/a |
0.6% |
Yes |
2018 |
Estonia |
n/a |
Worldwide |
|||||||||
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5.75% |
5.75% |
8% |
n/a |
3.5% |
15% |
Yes |
$25 USDC with $1000 deposit |
Daily |
None |
Yes (network fees only) |
|
|
2021 |
Hong Kong |
n/a |
Worldwide |
|||
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1% |
1% |
n/a |
n/a |
n/a |
3% |
No |
$10 USDT for signing up |
Daily |
|
|
2022 |
London, UK |
n/a |
Worldwide |
|||||
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9.4% |
10.1% |
n/a |
1% |
n/a |
18.05% |
Yes |
Daily |
None |
|
|
2018 |
Switzerland |
MIDAS |
Worldwide |
|||||
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1% |
1% |
n/a |
1% |
1% |
1% |
Yes |
Buy $100 in crypto, get $10 in BTC |
None (flexible) to fixed terms |
|
|
2017 |
Seychelles |
n/a |
Not available in the US |
|||||
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5.25% |
1.5% |
n/a |
n/a |
n/a |
7.5% |
Yes |
$20 BTC bonus with $200 deposit, hold 30 days |
Interest accrues daily |
14, 30, 90 days |
Yes (network fees only) |
|
|
2019 |
Seychelles |
n/a |
Worldwide |
|||
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6.5% |
5.5% |
n/a |
n/a |
n/a |
10.5% |
Yes |
$50 USDT new user bonus |
First of the month |
1, 3 and 6 month |
Yes |
|
|
2018 |
London, UK |
LND |
Worldwide |
|||
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0.1% |
0.1% |
n/a |
n/a |
n/a |
0.1% |
No |
|
|
2020 |
WY, USA |
FWT |
USA |
|||||||
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1.75% |
2.65% |
n/a |
2% |
n/a |
7.5% |
Yes |
Earn $40 in crypto with $15 deposit |
Weekly |
None |
Yes (network fees only) |
|
|
2014 |
Mountain View, CA |
n/a |
Worldwide |
|||
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1.004% |
3.519% |
n/a |
1.754% |
n/a |
7.095% |
Yes |
10% discount on exchange trading fees |
Every minute |
None |
No |
|
|
2018 |
Tokyo, Japan |
n/a |
Worldwide |
|||
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4% |
4% |
n/a |
2.5% |
n/a |
6.35% |
Yes |
Deposit $500 and trade $10,000 to earn $50 USDT |
Every minute |
Flexible or subscription (7-365 days) |
None |
|
|
2019 |
Hong Kong |
n/a |
Not available in the US |
|||
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n/a |
n/a |
n/a |
n/a |
n/a |
n/a |
No |
$25 USDT with $100 USDT deposit |
Monthly, 30 days after accrual |
Yes |
|
2019 |
London, UK |
n/a |
Not available in USA, Canada, Japan, Afghanistan, Bosnia and Herzegovina, Guyana, Iraq, Lao PDR, Yemen, Vanuatu, Uganda, Syria, Ethiopia, Sri Lanka, Trinidad and Tobago, Tunisia, Iran, North Korea, Afghanistan, Iraq, Sudan, Bosnia and Herzegovina, North Korea, Syrian Arab Republic (Syria), Burundi, Lebanon, Tunisia, Central African Republic, Libya, Yemen, Congo, Democratic Republic of the, Mali, Zimbabwe, Egypt, Myanmar, Guinea, Nicaragua, Guinea-Bissau, Serbia, Haiti, Somalia, Iran, Islamic Republic of South Sudan |
|||||
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2.56% |
2.67% |
n/a |
1.48% |
n/a |
3.46% |
Yes |
Earn 10% bonus on interest earned |
Daily |
None or subscribe to longer terms |
Yes |
|
2017 |
Hong Kong |
n/a |
Worldwide |
||||
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2.4% |
2.4% |
n/a |
n/a |
n/a |
7% |
Yes |
20% fee discount for 30 days |
Varies |
None or fixed deposits for 7-90 days |
Yes |
|
|
2018 |
Taiwan |
BTSE |
Worldwide |
|||
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n/a |
n/a |
n/a |
n/a |
n/a |
10% |
No |
Monthly |
None |
No |
|
|
2020 |
Seychelles |
n/a |
Worldwide |
||||
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4.4% |
3.2% |
n/a |
2.4% |
n/a |
8% |
Yes |
$20 BTC with $50 deposit (or more with larger deposit) |
Weekly |
None |
No |
|
|
2018 |
Budapest, Hungary |
ILK |
Worldwide |
|||
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0.25% |
4% |
n/a |
n/a |
n/a |
2% |
No |
Once or twice a week, depending on coin |
Yes |
|
|
2011 |
San Francisco, CA |
n/a |
Worldwide, all US states except NY and WA |
|||||
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n/a |
n/a |
n/a |
n/a |
n/a |
2.67% |
No |
$50 BTC when you buy $100 of crypto |
No |
|
|
2013 |
San Francisco, CA |
n/a |
Worldwide |
|||||
![]() |
n/a |
n/a |
n/a |
n/a |
n/a |
2.5% |
No |
Monthly on first business day |
None |
No |
|
|
2018 |
San Francisco, CA |
n/a |
US only |
||||
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1.9% |
2.2% |
n/a |
4.3% |
2.5% |
8.4% |
No |
25% commission discount, chance to win 60,000 XRP |
Varies |
Yes |
|
|
2018 |
Singapore |
BTR |
Not available in US or China |
||||
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5% |
5% |
5% |
5% |
5% |
5% |
Yes |
Free random coin with $10 deposit |
Hourly |
None |
Yes for ETH/ERC-20 and small BTC amounts |
|
2014 |
Berkeley, CA |
n/a |
Worldwide, exchange services not available in US |
||||
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2.5% |
2.25% |
n/a |
3.5% |
7% |
8% |
Yes |
$10 in ZOOM for single trade of $100 USD and hold balance of $100 USD |
Monthly on the seventh day |
None |
Yes |
|
2018 |
Salt Lake City, UT |
ZOOM |
Not available in NY |
||||
![]() |
2% |
2% |
n/a |
n/a |
n/a |
6% |
No |
Monthly |
None |
Yes |
|
|
2015 |
Sherman Oaks, CA |
n/a |
Worldwide |
||||
![]() |
4.8% |
5.5% |
n/a |
5.5% |
3% |
12% |
Yes |
Weekly |
None |
Yes |
|
|
2018 |
Switzerland, Cyprus |
n/a |
Not available in the US |
||||
![]() |
n/a |
n/a |
n/a |
n/a |
n/a |
9% |
Yes |
$5 bonus with any deposit |
First day of each month |
None |
No |
|
|
2019 |
NJ, USA |
n/a |
Worldwide, excluding the following US States: New York, New Hampshire, Connecticut, Hawaii, Vermont, Virginia, Texas |
|||
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0.5% |
1% |
n/a |
2% |
0.5% |
4% |
No |
Daily claimable hi Dollars |
Daily or end of term |
7, 30, 90, 180, 365 days |
|
2019 |
Singapore |
HI |
Worldwide, interest accounts not available in US |
|||||
![]() |
1.5% |
1.5% |
n/a |
n/a |
n/a |
7.6% |
Yes |
Get 0.001 BTC when you deposit and buy 0.02 BTC (use promo code below) |
First day of each month |
7 day withdrawal period |
Yes for certain coins |
|
|
2013 |
London, UK |
n/a |
Not available in the US |
|||
![]() |
5.8% |
5.6% |
n/a |
n/a |
n/a |
7% |
Yes |
Bonus 0.2% interest rate for life of account |
Daily |
None, or customized between 15 to 365 days (for Haru Earn Plus) |
Yes |
|
|
2019 |
Signapore |
n/a |
Worldwide |
|||
![]() |
4% |
4% |
n/a |
4% |
n/a |
12.5% |
Yes |
$10 USDT with $100 deposit |
Every Second |
No |
|
|
2018 |
Redlands, CA |
MCT |
Worldwide |
||||
![]() |
5.2% |
5.2% |
n/a |
5.2% |
n/a |
10.3% |
Yes |
Monthly |
None |
None |
|
|
2017 |
Estonia |
CLT |
Worldwide with a few restrictions due to regulations |
||||
![]() |
3% |
3% |
n/a |
n/a |
n/a |
8% |
Yes |
$10 for using referral code below |
Weekly |
None |
|
|
2017 |
Santa Monica, CA |
n/a |
Worldwide |
||||
![]() |
4% |
4% |
n/a |
4% |
1% |
8% |
Yes |
$100 BTC for depositing $1000 |
Daily |
None or 1 month |
Limited free withdrawls per month |
|
|
2017 |
London, UK |
NEXO |
Worldwide, new US users unable to earn interest |
|||
![]() |
4.6% |
4.6% |
4.08% |
n/a |
n/a |
9.41% |
Yes |
1.25% bonus interest rate |
Weekly or at end of deposit term |
None, 1 month, 6 months |
No |
|
2018 |
Singapore |
n/a |
Worldwide |
||||
![]() |
5.25% |
n/a |
n/a |
n/a |
n/a |
7.25% |
Yes |
Monthly |
Yes |
|
|
2018 |
Ontario, Canada; Wyoming |
n/a |
Worldwide (new US accounts do not earn interest) |
|||||
![]() |
0.5% |
0.5% |
1% |
0.5% |
0.5% |
1.5% |
No |
$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej |
Weekly |
None (flexible), 1 month, 3 months |
Yes |
|
|
2016 |
Hong Kong |
CRO |
100+ markets, all U.S. states except New York |
|||
![]() |
2.5% |
2.5% |
n/a |
n/a |
n/a |
6.5% |
Yes |
$30 after $50 deposit |
Weekly |
None |
Yes |
|
|
2019 |
Singapore |
DFI |
Not available in New York or Balkans, Bangladesh, Belarus, Burundi, Central African Republic, Cuba, Democratic People’s Republic of Korea, Democratic Republic of Congo, Ghana, India, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, Pakistan, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine, Russia, Venezuela, Vietnam, Yemen, Zimbabwe |
|||
![]() |
3% |
3% |
n/a |
3.5% |
2% |
7% |
Yes |
Up to $250 BTC with deposit |
Monthly |
None |
Yes |
|
|
2017 |
New Jersey, USA |
n/a |
Worldwide, new US users unable to earn interest. |
|||
![]() |
1.01% |
1.26% |
4.55% |
1.51% |
n/a |
6.36% |
Yes |
Must be redeemed |
None |
Yes (transfer and agent fees) |
|
|
2014 |
New York, NY |
GUSD |
All U.S. states and Singapore |
||||
![]() |
5.33% |
5.3% |
n/a |
n/a |
n/a |
9.41% |
Yes |
$30 after $1000 deposit |
Monday |
None |
Yes (1 free per month) |
|
|
2019 |
Singapore, Hong Kong |
n/a |
Worldwide |
|||
![]() |
3.25% |
4.5% |
3% |
2.5% |
0.5% |
9% |
Yes |
$25 BTC bonus with $100 deposit and $100 in trades (Use code: 90E62537C) |
Monthly on the fifth business day |
None |
Yes |
|
|
2017 |
NJ, USA |
n/a |
US (excluding NY state) |
|||
![]() |
6.5% |
6% |
5.5% |
1.75% |
0.5% |
7.1% |
Yes |
$50 BTC with $400 deposit. Hold 30 days. Use our exclusive promo code: CIR |
Monday |
None |
No |
|
|
2017 |
NJ, USA |
CEL |
Worldwide, new US users unable to earn interest after April 15, 2022. |