Compare all crypto interest rate account platforms

Interest Rates						Sign Up Bonus		Additional Info			Favorable/Unfavorable Factors		About
BTC	ETH	LTC	DOGE	Stablecoin	Compounds	Bonus		Payouts	Lockups	Withdrawal Fees	Pros	Cons	Founded	HQ/Location	Native Token	Availability
0.1%	0.1%	n/a	n/a	0.1%	No		Sign up				Very high interest rates	Must stake and hold FWT tokens relative to your other balances	2020	WY, USA	FWT	USA
3.15%	3.65%	3.25%	n/a	8%	Yes	Earn $25 CPRX with $15 deposit, hold 30 days	Sign up	Weekly	None	Yes (network fees only)	CPRX program could grow in value quickly for early users Available globally		2014	Mountain View, CA	n/a	Worldwide
3.509%	5.051%	4.079%	n/a	8.875%	Yes	10% discount on exchange trading fees	Sign up	Every minute	None	No	Full exchange platform	New user bonus not useful for Liquid Earn users	2018	Tokyo, Japan	n/a	Worldwide
4.5%	4.5%	n/a	n/a	7.14%	Yes	Deposit $500 and trade $10,000 to earn $50 USDT	Sign up	Every minute	Flexible or subscription (7-365 days)	None	Large coin support Great rates for fixed deposits	Fixed deposits required for many coins	2019	Chicago, USA	n/a	Not available in the US
n/a	n/a	n/a	n/a	n/a	No	$25 USDT with $100 USDT deposit	Sign up	Monthly, 30 days after accrual		Yes		Must trade $150,000 USD in volume per month to earn interest	2019	London, UK	n/a	Not available in USA, Canada, Japan, Afghanistan, Bosnia and Herzegovina, Guyana, Iraq, Lao PDR, Yemen, Vanuatu, Uganda, Syria, Ethiopia, Sri Lanka, Trinidad and Tobago, Tunisia, Iran, North Korea, Afghanistan, Iraq, Sudan, Bosnia and Herzegovina, North Korea, Syrian Arab Republic (Syria), Burundi, Lebanon, Tunisia, Central African Republic, Libya, Yemen, Congo, Democratic Republic of the, Mali, Zimbabwe, Egypt, Myanmar, Guinea, Nicaragua, Guinea-Bissau, Serbia, Haiti, Somalia, Iran, Islamic Republic of South Sudan
3.4%	3.34%	1.51%	0.46%	4.48%	Yes	Earn 10% bonus on interest earned	Sign up	Daily	None or subscribe to longer terms	Yes	Full exchange service Supports many coins		2017	Hong Kong	n/a	Worldwide
2.25%	2.25%	n/a	n/a	7.5%	Yes	20% fee discount for 30 days	Sign up	Varies	None or fixed deposits for 7-90 days	Yes, varies by coin	Competitive stablecoin interest rates Full exchange services	BTC and ETH rates bested by other platforms	2018	Taiwan	BTSE	Worldwide
n/a	n/a	n/a	n/a	10%	No		Sign up	Monthly	None	None	No KYC Competitive interest rates	Focused only on Stablecoins	2020	Seychelles	n/a	Worldwide
4.25%	3.45%	3.3%	n/a	8.8%	Yes	$20 BTC with $50 deposit (or more with larger deposit)	Sign up	Weekly	None	No	Competitive interest rates In-app swaps	Best interest rates require ILK token App needs design updates to match new branding	2018	Budapest, Hungary	ILK	Worldwide
0.25%	5%	n/a	n/a	2%	No		Sign up	Once or twice a week, depending on coin		Yes	Offers on and off-chain staking Off-chain staking not available in all locations (US, Japan, UK, etc) Full exchange services	Interest rate will vary (Kraken takes a flat 15% from staking rewards)	2011	San Francisco, CA	n/a	Worldwide, all US states except NY and WA
n/a	n/a	n/a	n/a	4.22%	No	$50 BTC when you buy $100 of crypto	Sign up			No	Full exchange services Easy to use defi yield products	Few supported coins for Earn program	2013	San Francisco, CA	n/a	Worldwide
2%	2%	2%	n/a	5%	Yes	2.5 ZMT by locking 250 ZMT or 25 ZMT by locking 5,000 ZMT plus special gift	Sign up	Daily	None or 45 days	Yes	Easy to start earning on desposits Full exchange services		2019	Signapore	ZMT	Not available in the US
n/a	n/a	n/a	n/a	2.5%	No		Sign up	Monthly on first business day	None	None	Easy bank integration Easy to earn interest on USD	US only Does not support other cryptocurrencies	2018	San Francisco, CA	n/a	US only
4%	n/a	n/a	n/a	n/a	Yes	$10 by using invite code/link, complete 1 transaction within 14 days	Sign up	Monthly	None	No	Earn free Bitcoin by simply linking existing cards and making purchases at supported vendors	Focused only on BTC Cashback is the focus over being a pure wallet US only	2017	Austin, TX	n/a	US only
n/a	n/a	n/a	n/a	n/a	No		Sign up	Daily	None	Yes (gas fees)	Decentralized way to earn ETH natively		2020		LDO	Worldwide
2.3%	2.6%	n/a	2.5%	8.8%	No	25% commission discount, chance to win 60,000 XRP	Sign up		Varies	Yes	Wide variety of supported coins	Deposits may be capped Lockup period varies by coin	2018	Singapore	BTR	Not available in US or China
5%	5%	5%	5%	5%	Yes	Free random coin with $10 deposit	Sign up	Hourly	None	Yes for ETH/ERC-20 and small BTC amounts	Full featured application Great interest rates for first $10,000 of any coin		2014	Berkeley, CA	n/a	Worldwide, exchange services not available in US
2.5%	2.25%	3.5%	7%	8%	Yes	$10 in ZOOM for single trade of $100 USD and hold balance of $100 USD	Sign up	Monthly on the seventh day	None	Yes	Full featured application 40+ support coins		2018	Salt Lake City, UT	ZOOM	Not available in NY
n/a	n/a	n/a	n/a	4%	Yes	$20 with $100 deposit	Sign up		None	None	Simple, easy to use service USD deposits only	No native app yet	2019	Nashville, TN	n/a	US only except Alaska, Hawaii, Minnesota, or New York
2%	2.7%	n/a	n/a	6%	No		Sign up	Monthly	None	Yes	Traditional retirement account tax benefits	Requires 10,000 minimum	2015	Sherman Oaks, CA	n/a	Worldwide
4.8%	5.5%	5.5%	3%	12%	Yes		Sign up	Weekly	None	Yes	Great interest rates with compounding interest Withdrawal anytime Wide coin support	Not available in the US No user signup bonus	2018	Switzerland, Cyprus	n/a	Not available in the US
n/a	n/a	n/a	n/a	6%	Yes	$5 bonus with any deposit	Sign up	First day of each month	None	None	Very simple process for non-crypto users interested in high interest rates Automatic stablecoin purchase, interest generation No fees or lockups	No support for other cryptocurrencies such as bitcoin Cannot send stablecoin directly to account, bank transfers only 5 days before deposits settle and earn interest	2019	NJ, USA	n/a	Worldwide, excluding the following US States: New York, New Hampshire, Connecticut, Hawaii, Vermont, Virginia, Texas
n/a	n/a	n/a	n/a	n/a	No	Daily claimable hi Dollars	Sign up				Innovative ideas and whitepaper concepts Generous daily rewards for free	Many features still in development	2019	Signapore	HI	Worldwide
4%	4%	n/a	n/a	7.6%	Yes	Get 0.001 BTC when you deposit and buy 0.02 BTC (use promo code below)	Sign up	First day of each month	7 day withdrawal period	Yes for certain coins	Simple and easy to use app	Listed interest rates are targets (and may vary)	2013	London, UK	n/a	Not available in the US
6.3%	6%	n/a	n/a	7.6%	Yes	Bonus 0.2% interest rate for life of account	Sign up	Daily	None, or customized between 15 to 365 days (for Haru Earn Plus)	Yes	Top interest rates for BTC and ETH Significant rate boosts for locking up for 30-365 days (Haru Interest Plus)	Newer platform Fees for each withdrawal (see fees)	2019	Signapore	n/a	Worldwide
4%	4%	n/a	n/a	4%	Yes	15-day $4000 trial bonus, keep interest earned during trial	Sign up	Every Second	0, 30, 90 or 180 day fixed terms.	None	Withdrawl anytime, penalty free	Low stablecoin interest rate Certain coins may be capped and not accept new deposits	2018	Redlands, CA	n/a	Worldwide
5.2%	5.2%	5.2%	n/a	10.3%	Yes		Sign up	Monthly	None	None	Excellent stablecoin interest rates Very good BTC, ETH interest rates No fees and no lockup periods	Best rates require CLT token	2017	Estonia	CLT	Worldwide with small restrictions due to regulations
4%	4%	n/a	n/a	8%	Yes	$10 for using referral code below	Sign up	Weekly		None	Way to earn money each day	Social focus feels unnecessary	2017	Santa Monica, CA	n/a	Worldwide
4%	4%	4%	0.0%	8%	Yes	$10 BTC for depositing $100	Sign up	Daily	None or 1 month	Limited free withdrawls per month	Competitive rates for all coins deposited No lockup periods Very popular platform	Limited to 1-5 free withdrawal per month depending on verification	2017	London, UK	NEXO	Worldwide excluding Afghanistan, Bulgaria, Burma (Myanmar), Central African Republic, Cote d’Ivoire, Cuba, Democratic Republic of Congo, Eritrea, Estonia, Iran, Iraq, Lebanon, Libya, North Korea, Republic of the Congo, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Yemen, Zimbabwe
4.6%	4.6%	n/a	n/a	9.41%	Yes	1.25% bonus interest rate	Sign up	Weekly or at end of deposit term	None, 1 month, 6 months	None	Great stablecoin rates Competitive BTC and ETH rates		2018	Signapore	n/a	Worldwide
2.25%	n/a	n/a	n/a	9%	Yes	$50 USDC with $75 deposit, hold 15 days (good until Dec. 31)	Sign up			Yes	Competitive stablecoin rates	Limited coin support	2018	Ontario, Canada; Wyoming	n/a	Worldwide
1.5%	3.5%	0.5%	0.5%	6%	No	$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej	Sign up	Weekly	None (flexible), 1 month, 3 months	Yes	Very popular, established service Credit card program with unique perks	Requires deposits into Crypto Earn funds before interest is earned Deposit minimums required for interest Does not compound Requires CRO to unlock better rates	2016	Hong Kong	CRO	100+ markets, all U.S. states except New York
5%	5%	n/a	n/a	7%	Yes	$30 after $50 deposit	Sign up	Weekly	None	Yes	Broad array of DeFi-like products and high interest rates Fully owned by both co-founders	Products are more complex or require more lockup time than other platforms	2019	Signapore	DFI	Not available in New York or Balkans, Bangladesh, Belarus, Burundi, Central African Republic, Cuba, Democratic People’s Republic of Korea, Democratic Republic of Congo, Ghana, India, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, Pakistan, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine, Russia, Venezuela, Vietnam, Yemen, Zimbabwe
0.1%	0.25%	0.1%	n/a	8%	Yes	$10 after $100 deposit	Sign up	Monthly	None	Yes	Popular, trusted service	Tiered rates for larger holders are low	2017	New Jersey, USA	n/a	Not available in NY, KY or any country unsanctioned by the U.S., the U.K. or EU
1.49%	2.05%	2.77%	5.03%	7.4%	Yes	$10 after $100 trade	Sign up	Must be redeemed	None	Yes (transfer and agent fees)	Available in NY state No minimums, no transfer or withdrawal fees Supports DOGE	BTC and ETH rates are lower than competition	2014	New York, NY	GUSD	All U.S. states and Singapore
4.08%	4.08%	n/a	n/a	7.25%	Yes	$20 after $1000 deposit	Sign up	Monday	None	Yes (1 free per month)	Global availability Earn interest in coin of choice instead of in-kind	Tiered interest rates Fees for withdrawals (vary by coin)	2019	Singapore, Hong Kong	n/a	Worldwide
5.75%	4.6%	5%	2%	9%	Yes	$25 BTC bonus with $100 deposit and $100 in trades	Sign up	Monthly on the fifth business day	None	Yes	Full exchange services Competitive rates Broad coin support	Not available outside US Variable fee applies for withdrawing coins Minimum balances required to earn interest	2017	NJ, USA	n/a	US and EU (excluding NY state)
3.05%	3.25%	3.25%	n/a	10.02%	Yes	$50 BTC with $400 deposit. Hold 30 days. Use our custom promo code: CIR	Sign up	Monday	None	None	No fees (for withdrawals) No lockup periods or withdrawal limits Generous promos and referral bonuses	Only one whitelisted withdrawal address per coin (24 hours need to change address) Buying on platform isn’t cost effective (use an exchange instead) No in-app swaps (yet) App requires frequent re-logging in	2017	NJ, USA	CEL	All countries which the United States, the United Kingdom or the European Union does not impose financial sanctions or embargoes