CIR animation

We compare platforms & may earn a commission. Learn more.

Figure Markets
8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

Clapp Finance

Clapp Finance

Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...

VS

General

Platform
8lends
Clapp Finance logo
Founded
8lends
Clapp Finance 2025
Headquarters
8lends
Clapp Finance Czech Republic
Availability
8lends
Clapp Finance Worldwide

Fees & Financial

Bonus
8lends
Clapp Finance
Token
8lends
Clapp Finance
Compounding
8lends --
Clapp Finance Yes
Payouts
8lends
Clapp Finance Daily
Fees
8lends
Clapp Finance Yes (network fees)
Lockup
8lends
Clapp Finance None to 12 months
Maker Fee
8lends
Clapp Finance 0.5
Taker Fee
8lends
Clapp Finance 0.5

Cryptocurrency Rates

BTC Rate
8lends
Clapp Finance 5%
BTC Max
8lends
Clapp Finance
ETH Rate
8lends
Clapp Finance 6%
ETH Max
8lends
Clapp Finance
Stablecoin Rate
8lends
Clapp Finance 8.2%

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Clapp Finance

Review →

Pros

  • Yield + banking + borrowing in one
  • Fireblocks infrastructure

Cons

Newer platform, Euro focus