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8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

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General

Platform
8lends
Fido logo
Founded
8lends
Fido 2025
Headquarters
8lends
Fido
Availability
8lends
Fido Worldwide

Fees & Financial

Bonus
8lends
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
8lends
Fido
Compounding
8lends --
Fido Yes
Payouts
8lends
Fido Every second
Fees
8lends
Fido None
Lockup
8lends
Fido None
Maker Fee
8lends
Fido
Taker Fee
8lends
Fido

Cryptocurrency Rates

BTC Rate
8lends
Fido
BTC Max
8lends
Fido
ETH Rate
8lends
Fido
ETH Max
8lends
Fido
Stablecoin Rate
8lends
Fido 10%

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed