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8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

Figure Markets

Figure Markets

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

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General

Platform
8lends
Figure Markets logo
Founded
8lends
Figure Markets 2018
Headquarters
8lends
Figure Markets San Francisco, CA
Availability
8lends
Figure Markets Worldwide

Fees & Financial

Bonus
8lends
Figure Markets $50 bonus when you deposit $500 within 30 days
Token
8lends
Figure Markets YLDS
Compounding
8lends --
Figure Markets Yes
Payouts
8lends
Figure Markets Monthly
Fees
8lends
Figure Markets
Lockup
8lends
Figure Markets
Maker Fee
8lends
Figure Markets
Taker Fee
8lends
Figure Markets

Cryptocurrency Rates

BTC Rate
8lends
Figure Markets
BTC Max
8lends
Figure Markets
ETH Rate
8lends
Figure Markets 1%
ETH Max
8lends
Figure Markets
Stablecoin Rate
8lends
Figure Markets 3.85%

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Figure Markets

Review →

Pros

  • First SEC-approved interest-bearing stablecoin (YLDS)
  • Regulated and transparent

Cons

  • Product is more complicated (i.e. a direct marketplace)