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Figure Markets
8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

OKX

OKX

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...

VS

General

Platform
8lends
OKX logo
Founded
8lends
OKX 2017
Headquarters
8lends
OKX Seychelles
Availability
8lends
OKX Worldwide, some services unavailable in US

Fees & Financial

Bonus
8lends
OKX Buy $100 in crypto, get $10 in BTC
Token
8lends
OKX
Compounding
8lends --
OKX Yes
Payouts
8lends
OKX Varies
Fees
8lends
OKX
Lockup
8lends
OKX None (flexible) to fixed terms
Maker Fee
8lends
OKX 0.02
Taker Fee
8lends
OKX 0.05

Cryptocurrency Rates

BTC Rate
8lends
OKX 0.44%
BTC Max
8lends
OKX
ETH Rate
8lends
OKX
ETH Max
8lends
OKX
Stablecoin Rate
8lends
OKX 2.62%

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Pros

  • Full exchange services
  • Variety of products, including simple earn and staking

Cons

  • Flexible rates relatively low
  • Earn offering may be limited in the US