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8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

Phemex

Phemex

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading.Phemex EarnPhemex Earn is a crypto lending product from Phe...

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General

Platform
8lends
Phemex logo
Founded
8lends
Phemex 2019
Headquarters
8lends
Phemex Singapore
Availability
8lends
Phemex Worldwide, excluding US

Fees & Financial

Bonus
8lends
Phemex $20 bonus
Token
8lends
Phemex
Compounding
8lends --
Phemex No
Payouts
8lends
Phemex
Fees
8lends
Phemex
Lockup
8lends
Phemex
Maker Fee
8lends
Phemex 0.01
Taker Fee
8lends
Phemex 0.06

Cryptocurrency Rates

BTC Rate
8lends
Phemex 1%
BTC Max
8lends
Phemex 3%
ETH Rate
8lends
Phemex 1.5%
ETH Max
8lends
Phemex 3%
Stablecoin Rate
8lends
Phemex 2%

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Pros

  • Flexible deposit terms

Cons

  • Rates lower than other exchanges