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8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

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General

Platform
8lends
River logo
Founded
8lends
River 2019
Headquarters
8lends
River USA
Availability
8lends
River US only, excluding NY and NV

Fees & Financial

Bonus
8lends
River Earn up to $100 in BTC
Token
8lends
River
Compounding
8lends --
River No
Payouts
8lends
River Monthly
Fees
8lends
River None
Lockup
8lends
River
Maker Fee
8lends
River
Taker Fee
8lends
River

Cryptocurrency Rates

BTC Rate
8lends
River
BTC Max
8lends
River
ETH Rate
8lends
River
ETH Max
8lends
River
Stablecoin Rate
8lends
River

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Pros

  • USD interest paid in BTC
  • FDIC-insured USD deposits

Cons

  • US only
  • Bitcoin-only