CIR animation

We compare platforms & may earn a commission. Learn more.

Figure Markets
8lends

8lends

8lends is a crypto-based investment platform that allows users to earn yield by funding loans to small and medium-sized businesses.Launched in 2025, t...

Robinhood

Robinhood

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

VS

General

Platform
8lends
Robinhood logo
Founded
8lends
Robinhood 2013
Headquarters
8lends
Robinhood Menlo Park, CA, USA
Availability
8lends
Robinhood US and select EU countries

Fees & Financial

Bonus
8lends
Robinhood $5+ of random free stock
Token
8lends
Robinhood
Compounding
8lends --
Robinhood No
Payouts
8lends
Robinhood Varies
Fees
8lends
Robinhood Yes, gas
Lockup
8lends
Robinhood Unstaking (unbonding)
Maker Fee
8lends
Robinhood
Taker Fee
8lends
Robinhood

Cryptocurrency Rates

BTC Rate
8lends
Robinhood
BTC Max
8lends
Robinhood
ETH Rate
8lends
Robinhood 3.15%
ETH Max
8lends
Robinhood
Stablecoin Rate
8lends
Robinhood

Pros

  • High fixed returns in stablecoin
  • Real-world asset backing

Cons

  • Limited operating history
  • No early withdrawals
  • Requires crypto wallet

Robinhood

Review →

Pros

  • Mainstream, popular app
  • Easy onboarding for those new to crypto

Cons

  • Limited to ETH and SOL staking
  • 15% staking commission charged