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Figure Markets
APX Lending

APX Lending

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...

Billz

Billz

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...

VS

General

Platform
APX Lending logo
Billz logo
Founded
APX Lending 2022
Billz 2025
Headquarters
APX Lending Toronto, Canada
Billz Paris, France
Availability
APX Lending US and Canada
Billz Europe, United States and Canada

Fees & Financial

Bonus
APX Lending
Billz
Token
APX Lending
Billz BILLZ
Compounding
APX Lending No
Billz Yes
Payouts
APX Lending
Billz Varies
Fees
APX Lending
Billz 2.5% payment execution fee, gas fees
Lockup
APX Lending
Billz Flexible
Maker Fee
APX Lending
Billz
Taker Fee
APX Lending
Billz

Cryptocurrency Rates

BTC Rate
APX Lending
Billz
BTC Max
APX Lending
Billz
ETH Rate
APX Lending
Billz
ETH Max
APX Lending
Billz
Stablecoin Rate
APX Lending
Billz 3%

APX Lending

Review →

Pros

  • BTC and ETH-backed loans available

Cons

  • Loans only, no earn product
  • Limited geographic availability

Pros

Deposit supported crypto or stablecoins as collateral

Pay real-world expenses

Supports USDT, USDT, SOL

Cons