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Figure Markets
Arch Lending

Arch Lending

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

Clapp Finance

Clapp Finance

Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...

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General

Platform
Arch Lending logo
Clapp Finance logo
Founded
Arch Lending 2022
Clapp Finance 2025
Headquarters
Arch Lending New York, NY
Clapp Finance Czech Republic
Availability
Arch Lending US
Clapp Finance Worldwide

Fees & Financial

Bonus
Arch Lending
Clapp Finance
Token
Arch Lending
Clapp Finance
Compounding
Arch Lending No
Clapp Finance Yes
Payouts
Arch Lending
Clapp Finance Daily
Fees
Arch Lending
Clapp Finance Yes (network fees)
Lockup
Arch Lending
Clapp Finance None to 12 months
Maker Fee
Arch Lending
Clapp Finance 0.5
Taker Fee
Arch Lending
Clapp Finance 0.5

Cryptocurrency Rates

BTC Rate
Arch Lending
Clapp Finance 5%
BTC Max
Arch Lending
Clapp Finance
ETH Rate
Arch Lending
Clapp Finance 6%
ETH Max
Arch Lending
Clapp Finance
Stablecoin Rate
Arch Lending
Clapp Finance 8.2%

Arch Lending

Review →

Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Cons

  • Loans only, no earn product

Clapp Finance

Review →

Pros

  • Yield + banking + borrowing in one
  • Fireblocks infrastructure

Cons

Newer platform, Euro focus