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Figure Markets
Billz

Billz

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...

Nook

Nook

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

VS

General

Platform
Billz logo
Nook logo
Founded
Billz 2025
Nook 2025
Headquarters
Billz Paris, France
Nook Austin, TX
Availability
Billz Europe, United States and Canada
Nook Worldwide

Fees & Financial

Bonus
Billz
Nook 1% boost with promo code: CIR
Token
Billz BILLZ
Nook
Compounding
Billz Yes
Nook No
Payouts
Billz Varies
Nook Every 16 seconds
Fees
Billz 2.5% payment execution fee, gas fees
Nook
Lockup
Billz Flexible
Nook None
Maker Fee
Billz
Nook
Taker Fee
Billz
Nook

Cryptocurrency Rates

BTC Rate
Billz
Nook
BTC Max
Billz
Nook
ETH Rate
Billz
Nook
ETH Max
Billz
Nook
Stablecoin Rate
Billz 3%
Nook 7.6%

Pros

Deposit supported crypto or stablecoins as collateral

Pay real-world expenses

Supports USDT, USDT, SOL

Cons

Pros

  • US-regulated access to DeFi lending
  • Simple, clean app interface

Cons

  • USDC only
  • Rates are variable