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Bitcoin IRA vs Crypto.com

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Crypto.com Logo

Crypto.com

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypto.com token. Crypto.com (CDC) Referral Code Enter hmbqqfpsej during sign-up. Crypto.com Ear...

Platform
Bitcoin IRA Platform
Crypto.com Platform
Website
Bonus
$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej
Token
CRO
Founded
2015
2016
Headquarters
Sherman Oaks, CA
Hong Kong
Availability
Worldwide
Worldwide, all US states except NY

Cryptocurrency Rates

BTC Rate
2%
0.2%
BTC Max
5%
ETH Rate
2%
0.2%
ETH Max
5.5%
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
0.5%
Stablecoin Max
8%

Fees & Financial

Compounding
Yes
No
Payouts
Monthly
Weekly
Fees
Yes
Yes
Lockup
None
None (flexible), 1 month, 3 months
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
Crypto.com Logo

Crypto.com Pros

No pros listed

Crypto.com Cons

    • Deposit minimums required to earn interest
    • Does not compound
    • Requires CRO to unlock best rates

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether