USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Fido
Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...
Crypto.com
Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...
VS
General
Platform
Fido
Crypto.com 
Founded
Fido 2025
Crypto.com 2016
Headquarters
Fido
Crypto.com Hong Kong
Availability
Fido Worldwide
Crypto.com Worldwide, all US states except NY
Fees & Financial
Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Crypto.com Earn up to $100 of CRO
Token
Fido
Crypto.com CRO
Compounding
Fido Yes
Crypto.com No
Payouts
Fido Every second
Crypto.com Weekly
Fees
Fido None
Crypto.com Yes
Lockup
Fido None
Crypto.com None (flexible), 1 month, 3 months
Maker Fee
Fido
Crypto.com
Taker Fee
Fido
Crypto.com
Cryptocurrency Rates
BTC Rate
Fido
Crypto.com 0.2%
BTC Max
Fido
Crypto.com
ETH Rate
Fido
Crypto.com 0.2%
ETH Max
Fido
Crypto.com
Stablecoin Rate
Fido 10%
Crypto.com 0.5%
Fido
Full Review →Unique Pros
- Deposit or withdraw USDC or USD
- $100k insurance included
- Fixed target rate
Key Cons
- 10% is a target rate, not guaranteed
- US-focused
Crypto.com
Full Review →Unique Pros
- Popular platform with many services
- Earn available on many coins
Key Cons
- Best rates require significant CRO staking
- Base rates very low without CRO