Phemex

Ledn vs Bitcoin IRA

Ledn Logo

Ledn

Ledn pays interest for crypto on its Growth Accounts for BTC, ETH, USDC and USDT.

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Platform
Ledn Platform
Bitcoin IRA Platform
Website
Bonus
Token
Founded
2018
2015
Headquarters
Ontario, Wyoming
Sherman Oaks, CA
Availability
Worldwide, excluding US and Canada
Worldwide

Cryptocurrency Rates

BTC Rate
2.25%
2%
BTC Max
ETH Rate
3.5%
2%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
9.5%
Stablecoin Max

Fees & Financial

Compounding
No
Yes
Payouts
Monthly
Monthly
Fees
Yes
Yes
Lockup
None
None
Maker Fee
Taker Fee
Ledn Logo

Ledn Pros

    • No minimum
    • No lockup terms

Ledn Cons

    • Tiered interest rates
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether