USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Liquid
Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...
WhiteBIT
WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT
VS
General
Platform
Liquid 
WhiteBIT 
Founded
Liquid 2025
WhiteBIT 2018
Headquarters
Liquid Delaware, US
WhiteBIT Estonia
Availability
Liquid Worldwide excluding US and Ontario
WhiteBIT Worldwide
Fees & Financial
Bonus
Liquid 10% discount on fees with referral code: CIR
WhiteBIT
Token
Liquid
WhiteBIT
Compounding
Liquid No
WhiteBIT No
Payouts
Liquid
WhiteBIT
Fees
Liquid
WhiteBIT
Lockup
Liquid 4 day minimum
WhiteBIT 10-360 days
Maker Fee
Liquid 0.07
WhiteBIT 0.1
Taker Fee
Liquid 0.045
WhiteBIT 0.1
Cryptocurrency Rates
BTC Rate
Liquid
WhiteBIT 0.23%
BTC Max
Liquid
WhiteBIT 17.39%
ETH Rate
Liquid
WhiteBIT 0.23%
ETH Max
Liquid
WhiteBIT 17.39%
Stablecoin Rate
Liquid
WhiteBIT 0.25%
Liquid
Full Review →Unique Pros
- Non-custodial with automated vault strategies
- Targets 10%+ APY on USDC
Key Cons
- New platform launched 2025
- Yield targets not guaranteed
WhiteBIT
Full Review →Unique Pros
- Great rates for most coins if you lockup for 360 days
- Full exchange services
- Wide variety of coins supported
Key Cons
- Rates vary often
- Most coins require 10 day lockup minimum, some require 30 days