Yield Millionaire

PayPal vs Crypto.com

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Crypto.com Logo

Crypto.com

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypto.com token. Crypto.com (CDC) Referral Code Enter hmbqqfpsej during sign-up. Crypto.com Ear...

Platform
PayPal Platform
Crypto.com Platform
Website
Bonus
$25 after reserving credit card (requires CRO purchase)
Token
PYUSD
CRO
Founded
1998
2016
Headquarters
San Jose, CA
Hong Kong
Availability
Worldwide
Worldwide, all US states except NY

Cryptocurrency Rates

BTC Rate
0.2%
BTC Max
5%
ETH Rate
0.2%
ETH Max
5.5%
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
0.5%
Stablecoin Max
8%

Fees & Financial

Compounding
No
No
Payouts
Weekly
Fees
Yes
Lockup
None
None (flexible), 1 month, 3 months
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

Crypto.com Logo

Crypto.com Pros

No pros listed

Crypto.com Cons

    • Deposit minimums required to earn interest
    • Does not compound
    • Requires CRO to unlock best rates

Earn Interest on Crypto

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