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Figure Markets
River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

Nook

Nook

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

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General

Platform
River logo
Nook logo
Founded
River 2019
Nook 2025
Headquarters
River USA
Nook Austin, TX
Availability
River US only, excluding NY and NV
Nook Worldwide

Fees & Financial

Bonus
River Earn up to $100 in BTC
Nook 1% boost with promo code: CIR
Token
River
Nook
Compounding
River No
Nook No
Payouts
River Monthly
Nook Every 16 seconds
Fees
River None
Nook
Lockup
River
Nook None
Maker Fee
River
Nook
Taker Fee
River
Nook

Cryptocurrency Rates

BTC Rate
River
Nook
BTC Max
River
Nook
ETH Rate
River
Nook
ETH Max
River
Nook
Stablecoin Rate
River
Nook 7.6%

Pros

  • USD interest paid in BTC
  • FDIC-insured USD deposits

Cons

  • US only
  • Bitcoin-only

Pros

  • US-regulated access to DeFi lending
  • Simple, clean app interface

Cons

  • USDC only
  • Rates are variable