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Figure Markets
River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

Robinhood

Robinhood

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

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General

Platform
River logo
Robinhood logo
Founded
River 2019
Robinhood 2013
Headquarters
River USA
Robinhood Menlo Park, CA, USA
Availability
River US only, excluding NY and NV
Robinhood US and select EU countries

Fees & Financial

Bonus
River Earn up to $100 in BTC
Robinhood $5+ of random free stock
Token
River
Robinhood
Compounding
River No
Robinhood No
Payouts
River Monthly
Robinhood Varies
Fees
River None
Robinhood Yes, gas
Lockup
River
Robinhood Unstaking (unbonding)
Maker Fee
River
Robinhood
Taker Fee
River
Robinhood

Cryptocurrency Rates

BTC Rate
River
Robinhood
BTC Max
River
Robinhood
ETH Rate
River
Robinhood 3.15%
ETH Max
River
Robinhood
Stablecoin Rate
River
Robinhood

Pros

  • USD interest paid in BTC
  • FDIC-insured USD deposits

Cons

  • US only
  • Bitcoin-only

Robinhood

Review →

Pros

  • Mainstream, popular app
  • Easy onboarding for those new to crypto

Cons

  • Limited to ETH and SOL staking
  • 15% staking commission charged