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Compare BTC rates, yields and earning options.
A head-to-head breakdown of rewards, fees, limits, card features, and availability.
Bybit
The Bybit Card is a crypto-powered debit card that allows users to spend digital assets directly from their Bybit account anywhere traditional card networks are accepted. Designed to bridge centralized exchange balances
Visa
Upgrade is offering a Bitcoin specific rewards card, allowing you to earn rewards directly in Bitcoin. Earn unlimited 1.5% back on all purchases when you pay them off Manage your Bitcoin in the Upgrade app, sell or redee
Tiered cashback on eligible purchases. Since Oct 5, 2026 at 10:00 UTC, only eligible crypto-funded purchases earn cashback — the card spends fiat first by default, so turn fiat off under 'Paying With' to earn. EU-issued Bybit EU cards are exempt from this change and follow their separate rewards terms.
Read the full Bybit Card reviewEarn unlimited 1.5% back in Bitcoin
Read the full Upgrade Bitcoin Rewards Card review
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