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APX Lending vs CEX.IO

Compare rates, fees, access, and key features side by side.

APX Lending

APX Lending

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...

Score4.3
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VS
CEX.IO

CEX.IO

Quick takeCEX.IO Earn separates crypto Savings from proof-of-stake rewards. Savings covers supported assets that CEX.IO can use to generate a return, ...

Score3.9
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General

Platform
APX Lendinglogo
CEX.IOlogo
Founded
APX Lending2022
CEX.IO2013
Headquarters
APX LendingToronto, Canada
CEX.IOUK
Availability
APX LendingUS and Canada
CEX.IOWorldwide, earn programs not available in US

Fees & Financial

Bonus
APX Lending
CEX.IO
Token
APX Lending
CEX.IO
Compounding
APX LendingNo
CEX.IONo
Payouts
APX Lending
CEX.IODaily
Fees
APX Lending
CEX.IO
Lockup
APX Lending
CEX.IO
Maker Fee
APX Lending
CEX.IO0.15
Taker Fee
APX Lending
CEX.IO0.25

Cryptocurrency Rates

BTC Rate
APX Lending
CEX.IO0.25%
BTC Max
APX Lending
CEX.IO
ETH Rate
APX Lending
CEX.IO2%
ETH Max
APX Lending
CEX.IO
Stablecoin Rate
APX Lending
CEX.IO4%

APX Lending

Review

Pros

  • BTC and ETH-backed loans available

Cons

  • Loans only, no earn product
  • Limited geographic availability

CEX.IO

Review

Pros

  • Separates proof-of-stake rewards from Savings products.
  • Supports fiat and crypto services within the same account.
  • Publishes country-level access guidance for Earn products.

Cons

  • Savings and Staking are unavailable to U.S. customers.
  • Current rates and product access may differ from public or legacy pages.
  • Crypto balances are not covered by FDIC or SIPC insurance.