CIR animation

We compare platforms & may earn a commission. Learn more.

Email Alerts

Arch Lending vs Figure Markets

Compare rates, fees, access, and key features side by side.

Arch Lending

Arch Lending

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

CIR score3.9
VS
Figure Markets

Figure Markets

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

CIR score4.0

General

Platform
Arch Lendinglogo
Figure Marketslogo
Founded
Arch Lending2022
Figure Markets2018
Headquarters
Arch LendingNew York, NY
Figure MarketsSan Francisco, CA
Availability
Arch LendingUS
Figure MarketsWorldwide

Fees & Financial

Bonus
Arch Lending
Figure Markets$50 bonus when you deposit $500 within 30 days
Token
Arch Lending
Figure MarketsYLDS
Compounding
Arch LendingNo
Figure MarketsYes
Payouts
Arch Lending
Figure MarketsMonthly
Fees
Arch Lending
Figure Markets
Lockup
Arch Lending
Figure Markets
Maker Fee
Arch Lending
Figure Markets
Taker Fee
Arch Lending
Figure Markets

Cryptocurrency Rates

BTC Rate
Arch Lending
Figure Markets
BTC Max
Arch Lending
Figure Markets
ETH Rate
Arch Lending
Figure Markets1%
ETH Max
Arch Lending
Figure Markets
Stablecoin Rate
Arch Lending
Figure Markets3.85%

Arch Lending

Review

Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Cons

  • Loans only, no earn product

Figure Markets

Review

Pros

  • First SEC-approved interest-bearing stablecoin (YLDS)
  • Regulated and transparent

Cons

  • Product is more complicated (i.e. a direct marketplace)